[{"_1":2,"_153":-5,"_154":-5},"loaderData",{"_3":4,"_12":13},"root",{"_5":-5,"_6":7,"_8":9,"_10":11},"user","recaptchaSiteKey","6Ler9Q4rAAAAAIntb4jBhAbPRXMJSQVneAzxg5M8","sentryTrace","5848e3b8e97bd500aefa1a3f62c6564a-b5092bfd314cfad8-0","sentryBaggage","sentry-environment=production,sentry-public_key=fbef35ac88c344bffa6f98009cf3736c,sentry-trace_id=5848e3b8e97bd500aefa1a3f62c6564a,sentry-org_id=4505908219871232,sentry-sampled=false,sentry-sample_rand=0.732241805308324,sentry-sample_rate=0.5","routes/domain.$domainId",{"_14":15,"_65":66,"_5":-5,"_151":152},"domain",{"_16":17,"_14":18,"_19":20,"_21":22,"_23":24,"_25":26,"_27":28,"_29":-5,"_30":-5,"_31":-5,"_32":33,"_43":44,"_52":53,"_63":64},"id","cmhp4m8m58ixxjv0kqg43bakb","nicoletbank.com","screenshotPath","sites/nicoletbank.com/screenshot.jpg","htmlPath","sites/nicoletbank.com/index.html","metaDescription","The purpose of Nicolet Bank is to serve customers. Real People, having Real Conversations and creating shared success.","importantText","Nicolet National Bank | Personal, Business & Online Banking \n\n![](https://www.facebook.com/tr?id=1601770837136742&ev=PageView&noscript=1)\n\n \n\n* [](#mm-1)[Personal](/personal-banking)\n* [](#mm-8)[Wealth Management](/wealth-management)\n* [](#mm-9)[Business](/business-banking)\n* [](#mm-13)[Agriculture](/ag-banking)\n* [Locations & ATMs](/branch-atm-locations)\n* [](#mm-18)[About](/who-we-are)\n* [](#mm-22)[Help](/frequently-asked-questions)\n\n* [Personal](#mm-0)\n* [](#mm-2)[Checking Accounts](/personal-banking/checking)\n* [](#mm-3)[Savings Accounts](/personal-banking/savings-accounts)\n* [Money Market Accounts](/personal-banking/money-market-accounts)\n* [](#mm-4)[Home Lending](/personal-banking/home-lending)\n* [](#mm-5)[Vehicle Loans](/personal-banking/vehicle-loans)\n* [](#mm-6)[Credit Cards](/personal-banking/credit-cards)\n* [](#mm-7)[Rates](/personal-banking/rates)\n* High Interest Accounts[Real Rewards Checking3.00% APY\\*](/personal-banking/checking/real-rewards-checking)[Certificate of Deposit3.70% APY\\*](https://www.nicoletbank.com/personal-banking/savings-accounts/cds)[MVP Money Market2.75% APY\\*](/personal-banking/money-market-accounts)\\*Annual Percentage Yield\n\n* [Checking Accounts](#mm-1)\n* [Real Rewards](/personal-banking/checking/real-rewards-checking)\n* [Real Cash Back](/personal-banking/checking/real-cash-back-checking)\n* [Value](/personal-banking/checking/value-checking)\n* [Platinum](/personal-banking/checking/platinum-checking)\n* [Student](/personal-banking/checking/student-checking)\n* [Real Rewards Checking + Real Saver Savings](/personal-banking/checking/real-rewards-checking-real-saver-savings)\n* [Real Cash Back Checking + Real Cash Back Savings](/personal-banking/checking/real-cash-back-checking-real-cash-back-savings)\n\n* [Savings Accounts](#mm-1)\n* [Personal Savings](/personal-banking/savings-accounts/personal-savings)\n* [Junior Savings](/personal-banking/savings-accounts/junior-savings)\n* [CDs](/personal-banking/savings-accounts/cds)\n* [Individual Retirement Account (IRA)](/personal-banking/savings-accounts/individual-retirement-account-ira)\n* [Health Savings Account (HSA)](/personal-banking/savings-accounts/health-savings-account-hsa)\n\n* [Home Lending](#mm-1)\n* [Home Refinance](/personal-banking/home-lending/home-refinance)\n* [Construction Loan](/personal-banking/home-lending/construction-loan)\n* [Home Equity Line of Credit](/personal-banking/home-lending/home-equity-line-of-credit)\n* [Meet Our Lenders](/personal-banking/home-lending/lenders)\n* [Mortgage Calculator](/mortgage-calculator)\n\n* [Vehicle Loans](#mm-1)\n* [Auto Loans](/personal-banking/vehicle-loans/auto-loans)\n* [Motorhome and Trailer Loans](/personal-banking/vehicle-loans/motorhome-trailer-loans)\n* [Boats and Personal Watercraft Loans](/personal-banking/vehicle-loans/boats-personal-watercraft-loans)\n* [Powersport Vehicle Loans](/personal-banking/vehicle-loans/powersport-vehicle-loans)\n\n* [Credit Cards](#mm-1)\n* [Classic Credit Card](/personal-banking/credit-cards/classic-credit-card)\n* [Nicolet Credit Card](/personal-banking/credit-cards/nicolet-credit-card)\n* [Rewards Credit Card](/personal-banking/credit-cards/rewards-credit-card)\n\n* [Rates](#mm-1)\n* [Purchase Mortgage Rates](/personal-banking/home-lending/mortgage-rates)\n* [Refinance Mortgage Rates](/personal-banking/home-lending/refinance-mortgage-rates)\n* [CD Rates](/personal-banking/rates/cd-rates)\n* [Savings Rates](/personal-banking/rates/savings-rates)\n* [Money Market Rates](/personal-banking/rates/money-market-rates)\n* [Mobile & Online Banking](/personal-banking/mobile-online-banking)\n\n* [Wealth Management](#mm-0)\n* [Financial Planning](/wealth-management/financial-planning)\n* [Retirement Planning Calculators](/wealth-management/retirement-planning-calculators)\n* [Investment Management](/wealth-management/investment-management)\n* [Meet our Team](/wealth-management/wealth-management-team)\n* [Trust & Fiduciary Services](/wealth-management/trust-and-fiduciary-services)\n* [The Select Service Team](https://www.nicoletbank.com/wealth-management/select-service-team)\n\n* [Business](#mm-0)\n* [](#mm-10)[Business Checking](/business-banking/checking)\n* [](#mm-11)[Business Savings Accounts](/business-banking/savings-accounts)\n* [](#mm-12)[Commercial Banking](/business-banking/commercial-banking)\n* [Business Banking Resources](/resources/business-banking-resources)\n\n* [Business Checking](#mm-9)\n* [Small Business Checking](/business-banking/checking/small-business-checking)\n* [Business Checking](/business-banking/checking/business-checking)\n* [Corporate Checking](/business-banking/checking/corporate-checking)\n* [Professional Services Checking](/business-banking/checking/professional-services-checking)\n* [Non-Profit Checking](/business-banking/checking/non-profit-checking)\n* [More](/business-banking/checking)\n\n* [Business Savings Accounts](#mm-9)\n* [Business Savings](/business-banking/savings-accounts/business-savings)\n* [Business CDs](/business-banking/savings-accounts/cds)\n* [Business Money Market](/business-banking/savings-accounts/business-money-market)\n* [Commercial Platinum Plus](/business-banking/savings-accounts/commercial-platinum-plus)\n\n* [Commercial Banking](#mm-9)\n* [Retirement Plan Services](/business-banking/retirement-plan-services)\n* [Treasury Management Services](/business-banking/treasury-management-services)\n\n* [Agriculture](#mm-0)\n* [](#mm-14)[Ag Loans](/ag-banking/ag-loans)\n* [](#mm-15)[Ag Deposit Accounts](/ag-banking/ag-deposit-accounts)\n* [](#mm-16)[Ag Treasury Management](/ag-banking/ag-treasury-management)\n* [](#mm-17)[Ag Insurance](/ag-banking/ag-insurance)\n\n* [Ag Loans](#mm-13)\n* [Operating Lines of Credit](/ag-banking/ag-loans/operating-lines-credit)\n* [Capital Lines of Credit](/ag-banking/ag-loans/capital-lines-credit)\n* [Crop Input Loans](/ag-banking/ag-loans/crop-input-loans)\n* [Intermediate/Equipment Loans](/ag-banking/ag-loans/intermediateequipment-loans)\n* [Real Estate Loans](/ag-banking/ag-loans/real-estate-loans)\n* [Construction Loans](/ag-banking/ag-loans/construction-loans)\n\n* [Ag Deposit Accounts](#mm-13)\n* [Agri-Business Checking](/ag-banking/ag-deposit-accounts/agri-business-checking)\n* [Business Savings](/ag-banking/ag-deposit-accounts/business-savings)\n* [Business Money Market](/ag-banking/ag-deposit-accounts/business-money-market)\n\n* [Ag Treasury Management](#mm-13)\n* [Ag Treasury Management Tools](/ag-banking/ag-treasury-management/ag-treasury-management-tools)\n* [Ag Accounts Receivable](/ag-banking/ag-treasury-management/ag-accounts-receivable)\n* [Ag Accounts Payable](/ag-banking/ag-treasury-management/ag-accounts-payable)\n\n* [Ag Insurance](#mm-13)\n* [Ag Digital Banking](/ag-banking/ag-digital-banking)\n* [Ag Banking Team](/ag-banking/ag-banking-team)\n\n* [About](#mm-0)\n* [](#mm-19)[Who We Are](/who-we-are)\n* [](#mm-20)[Investor Relations](https://investors.nicoletbank.com)\n* [](#mm-21)[Contact Us](/contact-us)\n\n* [Who We Are](#mm-18)\n* [Careers](/careers)\n* [Community Reinvestment](/community-reinvestment)\n\n* [Investor Relations](#mm-18)\n* [Schedule an Appointment](/schedule-appointment)\n* [The Vault Blog](/blog)\n\n* [Contact Us](#mm-18)\n* [Podcast](/podcast)\n\n* [Help](#mm-0)\n* [Frequently Asked Questions](/frequently-asked-questions)\n* [Privacy & Security](/privacy-security)\n\n[Close](#close) [Click here for information regarding Nicolet Bankshares' acquisition of MidWestOne Financial Group](/midwestone-merger)\n\n[Skip to main content](#main-content)\n\n![FDIC-Insured - Backed by the full faith and credit of the U.S. Government](/themes/custom/nicoletbank/images/shared/fdic-digital-sign-whitetxt.png)\n\n [![Nicolet Bank](https://www.nicoletbank.com/sites/default/files/2018-10/NicoletNationalBank-white-logo.svg) ![Nicolet Bank](https://www.nicoletbank.com/sites/default/files/2018-10/NicoletNationalBank-logo.svg)](/)\n\n* [Personal](/personal-banking)\n \n [Checking Accounts](/personal-banking/checking) [Real Rewards](/personal-banking/checking/real-rewards-checking) [Real Cash Back](/personal-banking/checking/real-cash-back-checking) [Value](/personal-banking/checking/value-checking) [Platinum](/personal-banking/checking/platinum-checking) [Student](/personal-banking/checking/student-checking) [Real Rewards Checking + Real Saver Savings](/personal-banking/checking/real-rewards-checking-real-saver-savings) [Real Cash Back Checking + Real Cash Back Savings](/personal-banking/checking/real-cash-back-checking-real-cash-back-savings)\n \n [Savings Accounts](/personal-banking/savings-accounts) [Personal Savings](/personal-banking/savings-accounts/personal-savings) [Junior Savings](/personal-banking/savings-accounts/junior-savings) [CDs](/personal-banking/savings-accounts/cds) [Individual Retirement Account (IRA)](/personal-banking/savings-accounts/individual-retirement-account-ira) [Health Savings Account (HSA)](/personal-banking/savings-accounts/health-savings-account-hsa) [Money Market Accounts](/personal-banking/money-market-accounts)\n \n [Home Lending](/personal-banking/home-lending) [Home Refinance](/personal-banking/home-lending/home-refinance) [Construction Loan](/personal-banking/home-lending/construction-loan) [Home Equity Line of Credit](/personal-banking/home-lending/home-equity-line-of-credit) [Meet Our Lenders](/personal-banking/home-lending/lenders) [Mortgage Calculator](/mortgage-calculator) [Vehicle Loans](/personal-banking/vehicle-loans) [Auto Loans](/personal-banking/vehicle-loans/auto-loans) [Motorhome and Trailer Loans](/personal-banking/vehicle-loans/motorhome-trailer-loans) [Boats and Personal Watercraft Loans](/personal-banking/vehicle-loans/boats-personal-watercraft-loans) [Powersport Vehicle Loans](/personal-banking/vehicle-loans/powersport-vehicle-loans)\n \n [Credit Cards](/personal-banking/credit-cards) [Classic Credit Card](/personal-banking/credit-cards/classic-credit-card) [Nicolet Credit Card](/personal-banking/credit-cards/nicolet-credit-card) [Rewards Credit Card](/personal-banking/credit-cards/rewards-credit-card)\n \n [Rates](/personal-banking/rates) [Purchase Mortgage Rates](/personal-banking/home-lending/mortgage-rates) [Refinance Mortgage Rates](/personal-banking/home-lending/refinance-mortgage-rates) [CD Rates](/personal-banking/rates/cd-rates) [Savings Rates](/personal-banking/rates/savings-rates) [Money Market Rates](/personal-banking/rates/money-market-rates) [Mobile & Online Banking](/personal-banking/mobile-online-banking)\n \n High Interest Accounts\n \n [Real Rewards Checking3.00% APY\\*](/personal-banking/checking/real-rewards-checking)[Certificate of Deposit3.70% APY\\*](https://www.nicoletbank.com/personal-banking/savings-accounts/cds)[MVP Money Market2.75% APY\\*](/personal-banking/money-market-accounts)\n \n \\*Annual Percentage Yield\n \n* [Wealth Management](/wealth-management)\n \n [Financial Planning](/wealth-management/financial-planning) [Retirement Planning Calculators](/wealth-management/retirement-planning-calculators)\n \n [Investment Management](/wealth-management/investment-management) [Meet our Team](/wealth-management/wealth-management-team)\n \n [Trust & Fiduciary Services](/wealth-management/trust-and-fiduciary-services) [The Select Service Team](https://www.nicoletbank.com/wealth-management/select-service-team)\n \n* [Business](/business-banking)\n \n [Business Checking](/business-banking/checking) [Small Business Checking](/business-banking/checking/small-business-checking) [Business Checking](/business-banking/checking/business-checking) [Corporate Checking](/business-banking/checking/corporate-checking) [Professional Services Checking](/business-banking/checking/professional-services-checking) [Non-Profit Checking](/business-banking/checking/non-profit-checking) [More](/business-banking/checking)\n \n [Business Savings Accounts](/business-banking/savings-accounts) [Business Savings](/business-banking/savings-accounts/business-savings) [Business CDs](/business-banking/savings-accounts/cds) [Business Money Market](/business-banking/savings-accounts/business-money-market) [Commercial Platinum Plus](/business-banking/savings-accounts/commercial-platinum-plus)\n \n [Commercial Banking](/business-banking/commercial-banking) [Retirement Plan Services](/business-banking/retirement-plan-services) [Treasury Management Services](/business-banking/treasury-management-services)\n \n [Business Banking Resources](/resources/business-banking-resources)\n \n* [Agriculture](/ag-banking)\n \n [Ag Loans](/ag-banking/ag-loans) [Operating Lines of Credit](/ag-banking/ag-loans/operating-lines-credit) [Capital Lines of Credit](/ag-banking/ag-loans/capital-lines-credit) [Crop Input Loans](/ag-banking/ag-loans/crop-input-loans) [Intermediate/Equipment Loans](/ag-banking/ag-loans/intermediateequipment-loans) [Real Estate Loans](/ag-banking/ag-loans/real-estate-loans) [Construction Loans](/ag-banking/ag-loans/construction-loans)\n \n [Ag Deposit Accounts](/ag-banking/ag-deposit-accounts) [Agri-Business Checking](/ag-banking/ag-deposit-accounts/agri-business-checking) [Business Savings](/ag-banking/ag-deposit-accounts/business-savings) [Business Money Market](/ag-banking/ag-deposit-accounts/business-money-market)\n \n [Ag Treasury Management](/ag-banking/ag-treasury-management) [Ag Treasury Management Tools](/ag-banking/ag-treasury-management/ag-treasury-management-tools) [Ag Accounts Receivable](/ag-banking/ag-treasury-management/ag-accounts-receivable) [Ag Accounts Payable](/ag-banking/ag-treasury-management/ag-accounts-payable)\n \n [Ag Insurance](/ag-banking/ag-insurance) [Ag Digital Banking](/ag-banking/ag-digital-banking) [Ag Banking Team](/ag-banking/ag-banking-team)\n \n* [Locations & ATMs](/branch-atm-locations)\n* [About](/who-we-are)\n \n [Who We Are](/who-we-are) [Careers](/careers) [Community Reinvestment](/community-reinvestment)\n \n [Investor Relations](https://investors.nicoletbank.com) [Schedule an Appointment](/schedule-appointment) [The Vault Blog](/blog)\n \n [Contact Us](/contact-us) [Podcast](/podcast)\n \n* [Help](/frequently-asked-questions)\n\nEN ES [![Search](/themes/custom/nicoletbank/images/shared/search-white-ico.svg)](#) [![Search](/themes/custom/nicoletbank/images/shared/search-dark-ico.svg)](#)\n\n \n\n[Schedule Appointment](/schedule-appointment) [Login](#) [![Menu](/themes/custom/nicoletbank/images/shared/menu-white.svg)](#menu) [![Menu](/themes/custom/nicoletbank/images/shared/menu-dark.svg)](#menu)\n\n[![desktop spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#) [![mobile spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#)\n\nEarn up to 3.00% APY with Real Rewards Checking\n\nJoin thousands of our customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with a Real Rewards Checking account at Nicolet Bank.\n\n[Learn More](/personal-banking/checking/real-rewards-checking) [Open Account](https://apply.nicoletbank.com/account-opening?productId=680101_DDA \"opens in a new tab\")\n\n[![desktop spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#) [![mobile spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#)\n\nEarn up to 3.00% APY with Real Rewards Checking\n\nJoin thousands of our customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with a Real Rewards Checking account at Nicolet Bank.\n\n[Learn More](/personal-banking/checking/real-rewards-checking) [Open Account](https://apply.nicoletbank.com/account-opening?productId=680101_DDA \"opens in a new tab\")\n\n[![desktop spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#) [![mobile spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#)\n\nEarn up to 3.00% APY with Real Rewards Checking\n\nJoin thousands of our customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with a Real Rewards Checking account at Nicolet Bank.\n\n[Learn More](/personal-banking/checking/real-rewards-checking) [Open Account](https://apply.nicoletbank.com/account-opening?productId=680101_DDA \"opens in a new tab\")\n\n[![desktop spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#) [![mobile spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#)\n\nEarn up to 3.00% APY with Real Rewards Checking\n\nJoin thousands of our customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with a Real Rewards Checking account at Nicolet Bank.\n\n[Learn More](/personal-banking/checking/real-rewards-checking) [Open Account](https://apply.nicoletbank.com/account-opening?productId=680101_DDA \"opens in a new tab\")\n\n[![desktop spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#) [![mobile spacer image](/themes/custom/nicoletbank/images/home/spacer.gif)](#)\n\nEarn up to 3.00% APY with Real Rewards Checking\n\nJoin thousands of our customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with a Real Rewards Checking account at Nicolet Bank.\n\n[Learn More](/personal-banking/checking/real-rewards-checking) [Open Account](https://apply.nicoletbank.com/account-opening?productId=680101_DDA \"opens in a new tab\")\n\n‹›\n\nReal People. Real Conversations.\n\nHow can we help?\n\n[Personal Banking](#) [Business Banking](#)\n\nWhat are your personal banking needs?\n-------------------------------------\n\n[Back](#)\n\n[Checking Accounts](/personal-banking/checking)[Wealth Management](/wealth-management)[Home Lending](/personal-banking/home-lending)\n\n[Credit Cards](/personal-banking/credit-cards)[Savings, Money Market, and CDs](/personal-banking/rates)[Mobile & Online Banking](/personal-banking/mobile-online-banking)\n\nWhat are your business banking needs?\n-------------------------------------\n\n[Back](#)\n\n[Commercial Banking](/business-banking/commercial-banking)[Treasury Management Services](/business-banking/treasury-management-services)\n\n[Retirement Plan Services](/business-banking/retirement-plan-services)\n\nWhy\n\nNicolet National Bank\n=====================\n\n?\n\nThe purpose of Nicolet Bank is to serve customers. Real People, having Real Conversations and creating shared success.\n\n[![family](https://www.nicoletbank.com/sites/default/files/2021-12/family-home.jpg)](/personal-banking)\n\n### [Real Solutions](/personal-banking)\n\nWe build banking solutions to simplify your life.\n\n[![woman and man looking at computer](https://www.nicoletbank.com/sites/default/files/2025-03/iStock-1131377189.jpg)](/privacy-security/fraud-awareness)\n\n### [Fraud Awareness](/privacy-security/fraud-awareness)\n\nHelping keep you informed to stop fraud.\n\n[![Nicolet branch](https://www.nicoletbank.com/sites/default/files/2021-07/why-branches.jpg)](/branch-atm-locations)\n\n### [Branches Near You](/branch-atm-locations)\n\nFind a Nicolet branch or ATM near you.\n\nPersonal banking that works for you.\n------------------------------------\n\nFrom branches to mobile, we design our solutions with you in mind.\n\nChecking Savings Home Lending\n\n[Value Checking](/personal-banking/checking/value-checking)\n-----------------------------------------------------------\n\nFor customers who want a simple checking account without a monthly maintenance fee.\n\n* Free Mobile Banking and Mobile Deposits\n* Access to 30,000 fee-free ATMs nationwide\n* $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=350135_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/value-checking)\n\n[Platinum Checking](/personal-banking/checking/platinum-checking)\n-----------------------------------------------------------------\n\nAn interest bearing account for high net-worth customers.\n\n* Interest-bearing checking account\n* Free Mobile Banking & Mobile Deposit\n* Access to 30,000 fee-free ATMs nationwide\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=410107_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/platinum-checking)\n\n[Student Checking](/personal-banking/checking/student-checking)\n---------------------------------------------------------------\n\nFor students between the ages of 15 and 25 who prefer a simple checking account.\n\n* No monthly service fees\n* No monthly minimum balance\n* Includes free online banking, free electronic bill pay, and 5 free non-Nicolet ATM Transactions per billing cycle\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=410130_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/student-checking)\n\n[Real Rewards Checking](/personal-banking/checking/real-rewards-checking)\n-------------------------------------------------------------------------\n\nFor customers who want to earn a great interest rate.\n\n* Earn 3.00% Annual Percentage Yield each month on balances up to $25,000\n* No monthly service fee or minimum balance\n* Free Mobile Banking & Mobile Deposits\n* Access to 30,000 fee-free ATMs nationwide\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=680101_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/real-rewards-checking)\n\n[Real Cash Back Checking](/personal-banking/checking/real-cash-back-checking)\n-----------------------------------------------------------------------------\n\nFor customers who prefer to earn cash back.\n\n* Earn up to $108 every year!\n* No monthly service fee or minimum balance\n* Free Mobile Banking & Mobile Deposits\n* Access to 30,000 fee-free ATMs nationwide\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=680123_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/real-cash-back-checking)\n\n[Value Checking](/personal-banking/checking/value-checking)\n-----------------------------------------------------------\n\nFor customers who want a simple checking account without a monthly maintenance fee.\n\n* Free Mobile Banking and Mobile Deposits\n* Access to 30,000 fee-free ATMs nationwide\n* $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=350135_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/value-checking)\n\n[Platinum Checking](/personal-banking/checking/platinum-checking)\n-----------------------------------------------------------------\n\nAn interest bearing account for high net-worth customers.\n\n* Interest-bearing checking account\n* Free Mobile Banking & Mobile Deposit\n* Access to 30,000 fee-free ATMs nationwide\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=410107_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/platinum-checking)\n\n[Student Checking](/personal-banking/checking/student-checking)\n---------------------------------------------------------------\n\nFor students between the ages of 15 and 25 who prefer a simple checking account.\n\n* No monthly service fees\n* No monthly minimum balance\n* Includes free online banking, free electronic bill pay, and 5 free non-Nicolet ATM Transactions per billing cycle\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=410130_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/student-checking)\n\n[Real Rewards Checking](/personal-banking/checking/real-rewards-checking)\n-------------------------------------------------------------------------\n\nFor customers who want to earn a great interest rate.\n\n* Earn 3.00% Annual Percentage Yield each month on balances up to $25,000\n* No monthly service fee or minimum balance\n* Free Mobile Banking & Mobile Deposits\n* Access to 30,000 fee-free ATMs nationwide\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=680101_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/real-rewards-checking)\n\n[Real Cash Back Checking](/personal-banking/checking/real-cash-back-checking)\n-----------------------------------------------------------------------------\n\nFor customers who prefer to earn cash back.\n\n* Earn up to $108 every year!\n* No monthly service fee or minimum balance\n* Free Mobile Banking & Mobile Deposits\n* Access to 30,000 fee-free ATMs nationwide\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=680123_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/real-cash-back-checking)\n\n[Value Checking](/personal-banking/checking/value-checking)\n-----------------------------------------------------------\n\nFor customers who want a simple checking account without a monthly maintenance fee.\n\n* Free Mobile Banking and Mobile Deposits\n* Access to 30,000 fee-free ATMs nationwide\n* $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=350135_DDA \"opens in a new tab\") [Learn More](/personal-banking/checking/value-checking)\n\n‹›\n\n[Personal Savings](/personal-banking/savings-accounts/personal-savings)\n-----------------------------------------------------------------------\n\nEnjoy the ease and flexibility of a standard savings account.\n\n* $100 minimum deposit to open\n* $5 monthly service charge if available balance falls below $100\n* Unlimited deposits and transfers into the account\n* Earn competitive interest on entire balance\n\n[Open Account](https://apply.nicoletbank.com/account-opening?productId=680232_SDA \"opens in a new tab\") [Learn More](/personal-banking/savings-accounts/personal-savings)\n\n[Junior Savings](/personal-banking/savings-accounts/junior-savings)\n-------------------------------------------------------------------\n\nStart them on the right financial path with our Junior Savings account.\n\n* For ages 0-20\n* $50 minimum deposit to open\n* $5 monthly service charge if available balance falls below $50\n* Number of withdrawals allowed per month\n* Free online banking\n\n[Learn More](/personal-banking/savings-accounts/junior-savings)\n\n[Individual Retirement Account (IRA)](/personal-banking/savings-accounts/individual-retirement-account-ira)\n-----------------------------------------------------------------------------------------------------------\n\nLaunch your retirement savings here.\n\n* $100 minimum deposit to open\n* Unlimited additional deposits\n* Traditional IRA - No income limits to open\n* Roth IRA - Income limits to open\n\n[Learn More](/personal-banking/savings-accounts/individual-retirement-account-ira)\n\n[Health Savings Account (HSA)](/personal-banking/savings-accounts/health-savings-account-hsa)\n---------------------------------------------------------------------------------------------\n\n* $100 minimum deposit to open\n* $5 monthly fee for paper statements\n* Optional Debit card\n\n[Learn More](/personal-banking/savings-accounts/health-savings-account-hsa)\n\n‹›\n\n[Pre-Approval](https://apply.nicoletbank.com/#/signup?loanType=MORTGAGE \"opens in a new tab\")\n---------------------------------------------------------------------------------------------\n\nGet pre-approved and shop with confidence.\n\n* Know how much you can borrow, and what programs you qualify for to make home shopping easier\n* Apply in person with our lending team or apply online now\n* Construction loan options\n\n[Apply Online](https://apply.nicoletbank.com/#/signup?loanType=MORTGAGE \"opens in a new tab\")\n\nHome Refinance\n--------------\n\nCould today's rates save you money on your current mortgage? Have a conversation with our home loan experts to see if the time is right for you.\n\n* Keep your term and reduce your monthly payments\n* Keep your monthly payments and reduce your term\n\n[Apply Online](https://apply.nicoletbank.com/#/signup?loanType=MORTGAGE \"opens in a new tab\") [Learn More](/personal-banking/home-lending/home-refinance)\n\n[Purchase](https://apply.nicoletbank.com/#/signup?loanType=MORTGAGE \"opens in a new tab\")\n-----------------------------------------------------------------------------------------\n\nWhether you're buying your first home or searching for an investment property, we have a solution for you.\n\n* First-time homebuyer and down payment assistance programs including 100% financing and no down payment options\n* Government sponsored mortgages including WHEDA, VA, USDA Rural Development loans\n* Jumbo loans, fixed-rate investment properties, vacant land loans, and plenty more\n\n[Apply Online](https://apply.nicoletbank.com/#/signup?loanType=MORTGAGE \"opens in a new tab\")\n\n[Home Equity Line of Credit](/personal-banking/home-lending/home-equity-line-of-credit)\n---------------------------------------------------------------------------------------\n\nYou've worked hard to build equity into your home. Now let the equity in your home work for you.\n\n* Great rates\n* Use for home renovations, college tuition, weddings, consolidating debt, and many other types of significant expenses\n* May also be tax deductible. Consult your tax preparer.\n\n[Apply Online](https://apply.nicoletbank.com/#/signup?loanType=HELOC \"opens in a new tab\") [Learn More](/personal-banking/home-lending/home-equity-line-of-credit)\n\n‹›\n\nResources from **The Vault**\n----------------------------\n\nInsights for your financial well-being\n\n[![Blog 1](/sites/default/files/2025-10/Wealth%20Monthly%20Newsletter%20Blog%20Thumbnail_October%202025.jpg)](https://www.nicoletbank.com/blog/market-momentum-maintained-q3)\n\n### [Market Momentum Maintained in Q3](https://www.nicoletbank.com/blog/market-momentum-maintained-q3)\n\n[![Blog 1](/sites/default/files/2025-06/Nicolet-Wealth-Newsletter-Header_Quarterly_740x460_1.jpg)](https://www.nicoletbank.com/blog/portfolio-insights-outlook-q3-2025)\n\n### [Portfolio Insights & Outlook Q3 2025](https://www.nicoletbank.com/blog/portfolio-insights-outlook-q3-2025)\n\n[![Blog 1](/sites/default/files/2025-03/BeReal%20Graphic.jpg)](https://www.nicoletbank.com/blog/be-real-small-caps-throw-their-hat-ring)\n\n### [Be Real: Small-caps Throw Their Hat in the Ring](https://www.nicoletbank.com/blog/be-real-small-caps-throw-their-hat-ring)\n\n[![Blog 1](/sites/default/files/2025-10/Wealth%20Monthly%20Newsletter%20Blog%20Thumbnail_October%202025.jpg)](https://www.nicoletbank.com/blog/market-momentum-maintained-q3)\n\n### [Market Momentum Maintained in Q3](https://www.nicoletbank.com/blog/market-momentum-maintained-q3)\n\n[![Blog 1](/sites/default/files/2025-06/Nicolet-Wealth-Newsletter-Header_Quarterly_740x460_1.jpg)](https://www.nicoletbank.com/blog/portfolio-insights-outlook-q3-2025)\n\n### [Portfolio Insights & Outlook Q3 2025](https://www.nicoletbank.com/blog/portfolio-insights-outlook-q3-2025)\n\n[![Blog 1](/sites/default/files/2025-03/BeReal%20Graphic.jpg)](https://www.nicoletbank.com/blog/be-real-small-caps-throw-their-hat-ring)\n\n### [Be Real: Small-caps Throw Their Hat in the Ring](https://www.nicoletbank.com/blog/be-real-small-caps-throw-their-hat-ring)\n\n[![Blog 1](/sites/default/files/2025-10/Wealth%20Monthly%20Newsletter%20Blog%20Thumbnail_October%202025.jpg)](https://www.nicoletbank.com/blog/market-momentum-maintained-q3)\n\n### [Market Momentum Maintained in Q3](https://www.nicoletbank.com/blog/market-momentum-maintained-q3)\n\n[![Blog 1](/sites/default/files/2025-06/Nicolet-Wealth-Newsletter-Header_Quarterly_740x460_1.jpg)](https://www.nicoletbank.com/blog/portfolio-insights-outlook-q3-2025)\n\n### [Portfolio Insights & Outlook Q3 2025](https://www.nicoletbank.com/blog/portfolio-insights-outlook-q3-2025)\n\n[![Blog 1](/sites/default/files/2025-03/BeReal%20Graphic.jpg)](https://www.nicoletbank.com/blog/be-real-small-caps-throw-their-hat-ring)\n\n### [Be Real: Small-caps Throw Their Hat in the Ring](https://www.nicoletbank.com/blog/be-real-small-caps-throw-their-hat-ring)\n\n‹›\n\n \n\n[Close](#)\n\nSupported Browsers\n------------------\n\nJavascript Enabled: false\n\n### Desktop Browsers\n\nIn order to provide a better and more secure online banking experience to our users, we support the following browsers:\n\nInternet Explorer Edge\n\n_2 most recent versions_\n\n[DOWNLOAD](https://www.microsoft.com/en-us/download/internet-explorer.aspx \"opens in a new tab\")\n\nMozilla Firefox\n\n_2 most recent versions_\n\n[DOWNLOAD](https://www.mozilla.org/en-US/firefox/new/ \"opens in a new tab\")\n\nGoogle Chrome\n\n_2 most recent versions_\n\n[DOWNLOAD](https://www.google.com/chrome/# \"opens in a new tab\")\n\nApple Safari\n\n_2 most recent versions_\n\n[DOWNLOAD](https://support.apple.com/downloads/safari \"opens in a new tab\")\n\n### Browsers with Limited Support\n\nInternet Explorer\n\n_Version 11 and older_\n\n[UPGRADE](https://www.microsoft.com/en-us/download/internet-explorer.aspx \"opens in a new tab\")\n\n### Mobile Browsers\n\nChrome for Android\n\n_2 most recent versions_\n\nMobile Safari for iOS devices\n\n_2 most recent versions_\n\n \n\n##### Support\n\n* [Frequently Asked Questions](/frequently-asked-questions)\n* [Contact Us](/contact-us)\n* [Schedule an Appointment](/schedule-appointment)\n* [Lost or Stolen Card](/lost-or-stolen-cards)\n* [Request Debit Card PIN](/request-debit-card-pin)\n\n##### Legal\n\n* [Privacy Policy](/privacy-notice)\n* [E-sign Disclosure](/e-sign-disclosure)\n* [Digital Online Banking Services Agreement](/nbd-electronic-disclosure)\n* [Transparency in Coverage](https://transparency-in-coverage.uhc.com/)\n* [Service of Process](/service-process)\n\n##### Company\n\n* [Careers](/careers)\n* [Investor Relations](https://investors.nicoletbank.com)\n* [About Us](/who-we-are)\n* [Corporate Governance](https://investors.nicoletbank.com/governance/governance-documents/default.aspx)\n* [The Vault Blog](/blog)\n* [Podcast](/podcast)\n* [Community Reinvestment](/community-reinvestment)\n\n##### Resources\n\n* [Branch & ATM Locator](/branch-atm-locations)\n* [Mortgage Calculator](/mortgage-calculator)\n* [Order Checks](https://orderpoint.deluxe.com/personal-checks/welcome.htm?execution=e2s1)\n* [Secure Document Transfer](http://nicoletbank.leapfile.net/)\n* [Routing Number](/routing-number)\n* [Remote Deposit Scanner Ordering](https://nicoletbank.unilinkinc.com)\n* [Privacy & Security](/privacy-security)\n* [Fraud Awareness](/privacy-security/fraud-awareness)\n* [Zelle®](/zelle)\n\n##### [Call Us 800-369-0226](tel:8003690226)\n\nNicolet National Bank \n111 N. Washington Street \nGreen Bay, WI 54301\n\n[LinkedIn](https://www.linkedin.com/company/nicolet-national-bank \"opens in a new tab\") [Facebook](https://www.facebook.com/NicoletBank \"opens in a new tab\") [X.com](https://twitter.com/nicoletbank \"opens in a new tab\") [Instagram](https://www.instagram.com/nicoletbank/ \"opens in a new tab\") [Youtube](https://www.youtube.com/channel/UCmTNIpnYiOKzcum9EhiKTpw \"opens in a new tab\")\n\nRouting Number: **075917937**© 2025 Nicolet National Bank. All Rights Reserved.\n\nMember FDIC. Equal Housing Lender. ![Equal Housing Lender](/themes/custom/nicoletbank/images/shared/equal-housing-opportunity-logo.png)\n\n[Close](#)\n\n \n\nConnect With Us\n---------------\n\nFirst Name \n\nLast Name \n\nEmail Address \n\nPhone Number \n\nZip Code \n\nLeave a Comment\n\n**Preferred contact method?**\n\n Email Phone\n\nPlease check the reCAPTCHA form. \nSubmit\n\nThere was an error submitting your request. Please try again later.\n\n![Loading](/themes/custom/nicoletbank/images/shared/loading.gif)\n\nYou are now leaving NicoletBank.com\n-----------------------------------\n\nYou will be directed to a website that Nicolet Bank does not manage. We are not responsible for the content, links, privacy policy, or security policy of that website.\n\nLeave Now [Stay Here](#)\n\nEmail is not a secure method to send confidential information.\n--------------------------------------------------------------\n\nPlease do not include your account number, social security number or other sensitive information through email.\n\nContinue to Email [Stay Here](#)\n\n![](https://nova.collect.igodigital.com/c2/100007294/track_page_view?payload=%7B%22title%22%3A%22Nicolet%20National%20Bank%20%7C%20Personal%2C%20Business%20%26%20Online%20Banking%22%2C%22url%22%3A%22https%3A%2F%2Fwww.nicoletbank.com%2F%22%2C%22referrer%22%3A%22%22%7D \"blank image\")\n\n[Close](#)\n\nOnline Banking Login\n--------------------\n\nPersonal Banking Business Online (Treasury Management) Trust Online Credit Cards – Business UChoose Rewards Log In Wealth Management (My Accounts) eMoney Schwab Alliance\n\n \n\n[Forgot password?](https://digital.nicoletbank.com/dbank/live/app/authUpdate) | [Enroll now](https://digital.nicoletbank.com/dbank/live/app/register)\n\n**Nicolet Bank will never contact you for your personal information or online banking login.**\n\nDo not allow anyone access to your computer via a link or download. If you are directed to login to view your accounts with someone on the phone, hang up and call Nicolet Customer Support at 800-369-0226.\n\n**Nicolet Bank will never contact you for your personal information or online banking login.**\n\nDo not allow anyone access to your computer via a link or download. If you are directed to login to view your accounts with someone on the phone, hang up and call Nicolet Customer Support at 800-369-0226.\n\nEffective Monday, June 28, select the LOGIN option Business Online (Treasury Management) to continue. A temporary password will be needed for access. Please contact us for assistance.\n\nPersonal Banking Business Online (Treasury Management) Trust Online Credit Cards – Business UChoose Rewards Log In Wealth Management (My Accounts) eMoney Schwab Alliance\n\n \n\n[Lost or Damaged Token](https://4securecorp.ufsdata.com/EBC_EBC1151/PhysicalToken/LostOrDamaged/075917937/1) / [Forgot password or PIN?](https://4securecorp.ufsdata.com/EBC_EBC1151/ForgotPassword/075917937/1)\n\n \n\nword word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word word\n\n \nmmMwWLliI0fiflO&1 \nmmMwWLliI0fiflO&1 \nmmMwWLliI0fiflO&1 \nmmMwWLliI0fiflO&1 \nmmMwWLliI0fiflO&1 \nmmMwWLliI0fiflO&1 \nmmMwWLliI0fiflO&1","summary","Nicolet National Bank provides personal, business, and online banking services.","notes","requests","dataTransferred","brands",[34],{"_16":35,"_36":37,"_38":39,"_40":41,"_42":-5},"cmhp4m9e400eaju022ll3fkv9","name","Nicolet Bank","description","A financial institution providing banking services, loans, and investment solutions.","toCheck",true,"parentId","iabCategories",[45,49],{"_46":47,"_36":48,"_38":48},"code","IAB3","Business",{"_46":50,"_36":51,"_38":51},"IAB13","Personal Finance","iabProducts",[54],{"_36":55,"_56":57,"_58":55,"_59":-5,"_16":60,"_61":62},"Banking","tier1","Finance and Insurance","tier2","tier3",1337,"parent_id",1335,"tags",[],"creatives",[67],{"_16":68,"_69":70,"_71":72,"_73":18,"_74":75,"_76":77,"_78":79,"_80":81,"_82":83,"_84":85,"_86":87,"_27":88,"_89":90,"_91":92,"_93":-5,"_94":95,"_96":97,"_117":118},"cmhp4m8m58ixwjv0kp2jwnn6x","cid","f39e6dd6-caab-485d-9f6d-d3b1340c9d4a","crid","25_pzc45fo9","adomain","seat","TTD","bid",0.47297296,"raw_json","{\"crid\":\"25_pzc45fo9\",\"adomain\":[\"nicoletbank.com\"],\"adm\":\"

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