[{"_1":2,"_79":-5,"_80":-5},"loaderData",{"_3":4,"_12":13},"root",{"_5":-5,"_6":7,"_8":9,"_10":11},"user","recaptchaSiteKey","6Ler9Q4rAAAAAIntb4jBhAbPRXMJSQVneAzxg5M8","sentryTrace","512c933c14fb59d0177970a5c695758a-62b9332bade47368-0","sentryBaggage","sentry-environment=production,sentry-public_key=fbef35ac88c344bffa6f98009cf3736c,sentry-trace_id=512c933c14fb59d0177970a5c695758a,sentry-org_id=4505908219871232,sentry-sampled=false,sentry-sample_rand=0.6850050085632877,sentry-sample_rate=0.5","routes/brand.$brandId",{"_14":15,"_69":70,"_71":72,"_73":74,"_75":76,"_5":-5,"_77":78},"brand",{"_16":17,"_18":19,"_20":21,"_22":23,"_24":-5,"_25":-5,"_26":27,"_28":29},"id","cmigmgo4o003rjr02el3a637d","name","Centra Credit Union","description","A member-focused financial institution offering a range of banking services, loans, and digital banking solutions, emphasizing community support and member rewards.","toCheck",true,"parentId","parent","children",[],"domains",[30],{"_16":31,"_32":33,"_34":35,"_36":37,"_38":39,"_40":41,"_42":43,"_44":-5,"_45":-5,"_46":-5,"_47":48,"_49":50,"_58":59},"cmigjchvh0020ie02tby96eu7","domain","www.centra.org","screenshotPath","sites/www.centra.org/screenshot.jpg","htmlPath","sites/www.centra.org/index.html","metaDescription","Centra Credit Union is based in Columbus, Indiana and offers checking, savings, loan, mortgage, investment services, and digital banking to our Members.","importantText","Centra Credit Union - Banking Services Centered Around You \n\n* [Locations](https://www.centra.org/locations/)\n* [Appointment](https://www.centra.org/make-an-appointment/)\n* [Apply for a Loan](https://www.centra.org/apply-for-a-loan/)\n* [Open Account](https://forms.fivision.com/centra/oa/)\n* [Log In](#)\n* [Search](#)\n\nPay with Debit Card\n\nUse the link below to make a loan payment with a debit card. To pay from a bank account, please register for digital banking.\n\nPay with Debit Card\n\nManage Credit Card\n\nYou can now manage your credit cards in digital banking alongside all your other Centra accounts! Log into digital banking to experience the convenience of one login, one site, and one app. This link will be deactivated on September 30, 2022.\n\n[Manage Credit Card](#)\n\nDigital Banking\n\nManage your accounts and cards, transfer money, and track your financial wellness.\n\nUser ID:\n\nPassword:\n\n[Register](https://online.centra.org/Registration)\n\nLog in\n\n[Forgot Password?](https://online.centra.org/ForgotPassword)\n\n[Forgot User ID?](https://online.centra.org/ForgotUsername)\n\n [![Centra Credit Union](https://www.centra.org/wp-content/uploads/2021/10/Centra-Logo@2x.png) Home](/)\n\nMENU CLOSE\n\nX\n\n* [Bank](#)\n * < Back\n * [Digital Banking](#)\n * < Back\n * [Digital Banking](https://www.centra.org/bank/digital-banking/)\n * [eStatements](https://www.centra.org/bank/estatements/)\n * [Zelle](https://marketing.centra.org/acton/media/10773/use-zelle-at-centra-credit-union)\n * [Digital Payments](https://www.centra.org/bank/digital-payments/)\n * [Make a Loan Payment](https://www.centra.org/borrow/make-loan-payment/)\n * [Savings](#)\n * < Back\n * [Deposit Rates](https://www.centra.org/deposit-rates/)\n * [Member Loyalty Account](https://www.centra.org/centra-savings-accounts/member-loyalty-account/)\n * [Membership Savings](https://www.centra.org/membership-savings/)\n * [Money Markets](https://www.centra.org/money-markets/)\n * [Certificates](https://www.centra.org/certificates/)\n * [IRAs](https://www.centra.org/iras/)\n * [Health Savings Account](https://www.centra.org/health-savings-account/)\n * [Opportunity Accounts](https://www.centra.org/second-chance-checking-account/)\n * [Checking](#)\n * < Back\n * [Checking Comparison](https://www.centra.org/free-and-interest-checking-accounts/checking-comparison/)\n * [Cashback Checking](https://www.centra.org/free-and-interest-checking-accounts/cashback-checking/)\n * [High Interest Checking](https://www.centra.org/free-and-interest-checking-accounts/earn-interest-checking-account/)\n * [Opportunity Accounts](https://www.centra.org/second-chance-checking-account/)\n * [Round Up](https://www.centra.org/free-and-interest-checking-accounts/debit-card-round-up/)\n * [Debit Cards](https://www.centra.org/free-and-interest-checking-accounts/debit-cards/)\n * [Overdraft Protection](https://www.centra.org/free-and-interest-checking-accounts/overdraft-protection-checking-account/)\n * [Access](#)\n * < Back\n * [ITM](https://www.centra.org/access/itm/)\n * [Bank-by-Phone](https://www.centra.org/access/bank-by-phone/)\n * [Safe Deposit Boxes](https://www.centra.org/access/safe-deposit-boxes/)\n* [Borrow](#)\n * < Back\n * [Apply for a Loan](https://www.centra.org/apply-for-a-loan/)\n * < Back\n * [Mortgages](https://www.centra.org/borrow/mortgages/)\n * [Home Equity Loans](https://www.centra.org/borrow/home-equity-loans/)\n * [Credit Cards](https://www.centra.org/borrow/low-rate-credit-cards/)\n * [Auto Loans](https://www.centra.org/borrow/new-used-refinanced-auto-loans/)\n * [Personal Loans](https://www.centra.org/borrow/personal-loans/)\n * [RV, Boat, Motorcycle Loans](https://www.centra.org/borrow/rv-boat-motorcycle-loans/)\n * [Sallie Mae Student Loans](https://www.centra.org/sallie-mae-student-loans/)\n * [Resources](#)\n * < Back\n * [Loan Rates](https://www.centra.org/borrow/centra-loan-rates/)\n * [Lower Your Loan Payment](https://www.centra.org/borrow/loan-refinance/)\n * [Make a Loan Payment](https://www.centra.org/borrow/make-loan-payment/)\n * [Auto Buying Guide](https://publications.centra.org/view/599822150/)\n * [Digital Closing Guide](https://publications.centra.org/view/496155695/)\n * [Financial Calculators](https://www.centra.org/financial-calculators/)\n * [Mortgage Videos](https://www.centra.org/borrow/mortgage-resource-videos/)\n* [Invest & Insure](#)\n * < Back\n * [Investment Services](https://cfs.centra.org/)\n* [Business](#)\n * < Back\n * [Business Banking](https://www.centra.org/business-commercial-services/)\n * < Back\n * [Business Lending](https://www.centra.org/business-lending/)\n * [Business Checking](https://www.centra.org/business-checking-accounts/)\n * [Business Savings](https://www.centra.org/business-savings/)\n * [Treasury Management](https://www.centra.org/treasury-management/)\n * [Business Deposit Rates](https://www.centra.org/business-deposit-rates/)\n * [About Us](#)\n * < Back\n * [Business Banking Guide](https://publications.centra.org/view/96144333/)\n * [Centra at Work](https://www.centra.org/centra-at-work/)\n * [Meet the Business & Commercial Team](https://www.centra.org/meet-the-business-commercial-team/)\n * [Contact Us](https://www.centra.org/contact-our-business-team/)\n* [About](#)\n * < Back\n * [Centered Around You](#)\n * < Back\n * [Become a Member](https://www.centra.org/become-a-member/)\n * [Who We Are](https://www.centra.org/about/who-we-are/)\n * [Member Loyalty Rewards](https://www.centra.org/about/member-loyalty-rewards/)\n * [CU Rewards](https://www.curewards.com/General_Authenticate.asp)\n * [The Credit Union Difference](https://www.centra.org/about/credit-union-difference/)\n * [Careers](https://www.centra.org/about/careers/)\n * [Service Charge Schedule](https://www.centra.org/service-charge-schedule/)\n * [Centra Foundation](#)\n * < Back\n * [About the Foundation](https://www.centra.org/centra-foundation/)\n * [Holiday Giving](https://www.centra.org/centra-foundation-holiday-giving/)\n * [Scholarships](https://www.centra.org/centra-foundation/scholarships/)\n * [Team Member Nominated Donations](https://www.centra.org/centra-foundation/team-member-nominated-donations/)\n * [Teachers](https://www.centra.org/centra-foundation/teachers/)\n * [United Way](https://www.centra.org/centra-foundation/united-way/)\n * [Pay It Forward](https://www.centra.org/centra-foundation/pay-it-forward/)\n * [Volunteerism](https://www.centra.org/centra-foundation/volunteerism/)\n * [Sponsorships](https://www.centra.org/centra-foundation/sponsorships/)\n * [News](#)\n * < Back\n * [Blog](https://www.centra.org/about/blog/)\n * [Publications](https://www.centra.org/publications/)\n * [Holiday Hours](https://www.centra.org/holiday-hours/)\n * [Contact Us](https://www.centra.org/contact-us/)\n* [Learn](#)\n * < Back\n * [Financial Education](#)\n * < Back\n * [Onward](https://www.onward.org/)\n * [Zogo](https://www.centra.org/zogo/)\n * [Centra Foundation](https://www.centra.org/centra-foundation/)\n * [Financial Fitness](https://www.centra.org/financial-fitness/)\n * [Protect](#)\n * < Back\n * [Fraud Protection & Prevention](https://www.centra.org/fraud-protection-prevention/)\n * [Debit Card Fraud Alerts](https://www.centra.org/debit-card-fraud-alerts/)\n * [Security Awareness](https://team.digitaldefense.com/index.php?var=1281cefd1fb67b28aaf48fc54962b9f2&page=0)\n * [Identity Theft Guide](https://publications.centra.org/view/103172265/)\n * [The Credit Union Difference](https://www.centra.org/about/credit-union-difference/)\n\n##### Can't find something?\n\nBecome a Member\n\nShop & Win is back!\n-------------------\n\n#### November 1 – December 31\n\n[Learn More](https://www.centra.org/shop-and-win/)\n\nCentra Credit Union – Centered Around You\n=========================================\n\nAs a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees.\n\nBeep beep! Your new ride awaits!\n--------------------------------\n\nWe’re giving back to our Members with an exclusive offer! Replace or refinance your ride with Centra, and you could get an interest rate as low as 4.49% APR1 with automatic payment from a Centra checking account\n\n[Learn More](https://www.centra.org/auto-loan-special/)\n\nHoliday Giving\n--------------\n\nGive a little. **Help a lot.**\n\nDonations accepted November 24 – December 13\n\n[Learn More](https://www.centra.org/centra-foundation-holiday-giving/)\n\nOur New Albany location has moved\n---------------------------------\n\nYou can now find us at 804 Hausfeldt Lane!\n\n[Learn More](https://www.centra.org/2025/07/new-albany-relocation/)\n\nSkip the line. Use mobile deposit instead!\n------------------------------------------\n\nYour money, always within reach. Enjoy the ease of digital banking and powerful tools like mobile deposit, anytime, anywhere.\n\n[Learn More](https://www.centra.org/2022/01/the-convenience-of-mobile-deposit/)\n\nCentra named Best-in-State by Forbes\n\nWe’re excited to announce that Centra Credit Union has once again been named a Best-in-State Credit Union by Forbes!\n--------------------------------------------------------------------------------------------------------------------\n\n[Learn more](https://www.centra.org/2025/07/best-in-state-credit-union/)\n\n### Community\n\nCentra Credit Union donates $100,000 to local food banks\n--------------------------------------------------------\n\nWe’re proud to announce a donation from the Centra Foundation totaling $100,000 \\[…\\]\n\n[Learn More](https://www.centra.org/2025/11/centra-credit-union-donates-100000-to-local-food-banks/)\n\n### News\n\nNovember 2025: A letter from the President\n------------------------------------------\n\nDear Members, I started my journey as Centra’s President and CEO in \\[…\\]\n\n[Learn More](https://www.centra.org/2025/11/november-2025-a-letter-from-the-president/)\n\n### News\n\nRick Silvers announces retirement; Brad Davis named next Centra President & CEO\n-------------------------------------------------------------------------------\n\nCentra Credit Union President and CEO Rick Silvers has announced his retirement \\[…\\]\n\n[Learn More](https://www.centra.org/2025/11/rick-silvers-announces-retirement-brad-davis-named-next-centra-president-ceo/)\n\n### Protect\n\nCybersecurity best practices everyone should know\n-------------------------------------------------\n\nIn today’s digital world, safeguarding your personal information is more important than \\[…\\]\n\n[Learn More](https://www.centra.org/2025/10/cybersecurity-best-practices/)\n\n### News\n\nCentra receives Dora Maxwell Award from ICUL\n--------------------------------------------\n\nWe’re excited to announce that Centra received the prestigious Dora Maxwell Social \\[…\\]\n\n[Learn More](https://www.centra.org/2025/10/centra-receives-dora-maxwell-award-from-icul/)\n\n### News\n\nCentra President and CEO Rick Silvers receives Professional Achievement Award\n-----------------------------------------------------------------------------\n\nCentra President and CEO Rick Silvers received the prestigious Professional Achievement Award \\[…\\]\n\n[Learn More](https://www.centra.org/2025/10/rick-silvers-receives-professional-achievement-award/)\n\n### News\n\nSeptember 2025: A letter from the President\n-------------------------------------------\n\nDear Members, I’m excited to share that our New Albany team is \\[…\\]\n\n[Learn More](https://www.centra.org/2025/09/september-2025-a-letter-from-the-president/)\n\n### Loans\n\nSave more each month by refinancing your auto loan\n--------------------------------------------------\n\nCould you use a little extra money each month? Maybe you’re working \\[…\\]\n\n[Learn More](https://www.centra.org/2025/09/save-more-each-month-by-refinancing-your-auto-loan/)\n\n### Money Management\n\nLet’s talk money: How’s your financial wellness in 2025?\n--------------------------------------------------------\n\nIt’s Financial Wellness Month, and there’s no better time to check in \\[…\\]\n\n[Learn More](https://www.centra.org/2025/07/importance-of-financial-wellness/)\n\n### News\n\nCentra named Best-in-State Credit Union by Forbes\n-------------------------------------------------\n\nWe’re excited to announce that Centra Credit Union has once again been \\[…\\]\n\n[Learn More](https://www.centra.org/2025/07/best-in-state-credit-union/)\n\n### Money Management\n\nWork with a certified financial counselor at Centra!\n----------------------------------------------------\n\nMoney can be one of the most empowering parts of life, but \\[…\\]\n\n[Learn More](https://www.centra.org/2025/07/centra-certified-financial-counselor/)\n\n### News\n\nJuly 2025: A letter from the President\n--------------------------------------\n\nDear Members, At Centra, we believe that long-term financial well-being starts with \\[…\\]\n\n[Learn More](https://www.centra.org/2025/07/july-2025-a-letter-from-the-president/)\n\n### News\n\nOur Northwest Ordinance Lane, New Albany location is moving!\n------------------------------------------------------------\n\nWe’ve got exciting news! Soon, our 710 Northwest Ordinance Lane location in \\[…\\]\n\n[Learn More](https://www.centra.org/2025/07/new-albany-relocation/)\n\n### News\n\nRecognizing American heritage\n-----------------------------\n\nCentra is recognizing American heritage during July. Throughout history, cultures from all \\[…\\]\n\n[Learn More](https://www.centra.org/2025/07/recognizing-american-heritage/)\n\n### Mortgage\n\nTips for first-time homebuyers\n------------------------------\n\nBeing a first-time homebuyer is exciting, but let’s be honest, it can \\[…\\]\n\n[Learn More](https://www.centra.org/2025/06/first-time-homebuyer-tips/)\n\n### Protect\n\nIdentifying fraudulent checks\n-----------------------------\n\nWe all love getting paid, but not every check out there is \\[…\\]\n\n[Learn More](https://www.centra.org/2025/06/identifying-fraudulent-checks/)\n\n### Money Management\n\nFinancial health: Taking control of your money one choice at a time\n-------------------------------------------------------------------\n\nImproving your financial health doesn’t have to feel like a forfeit. It’s \\[…\\]\n\n[Learn More](https://www.centra.org/2025/06/financial-health/)\n\n### News\n\nCentra Celebrates Pride Month\n-----------------------------\n\nAt Centra, we strive to create value for our Members, Team Members, \\[…\\]\n\n[Learn More](https://www.centra.org/2025/06/centra-celebrates-pride/)\n\n### Money Management\n\nRoad trip ready: Earn cash this summer with Cashback Checking!\n--------------------------------------------------------------\n\nSummer is calling, and that means one thing: time to hit the \\[…\\]\n\n[Learn More](https://www.centra.org/2025/05/road-trip-ready-earn-cash-this-summer-with-cashback-checking/)\n\n### Loans\n\nA HELOC is there whenever you need it!\n--------------------------------------\n\nYour home isn’t just where you live. It’s also where memories are \\[…\\]\n\n[Learn More](https://www.centra.org/2025/05/a-heloc-is-there-whenever-you-need-it/)\n\n \n\n### Digital banking\n\nMoney management made easy.\n---------------------------\n\n![woman on laptop](https://www.centra.org/wp-content/uploads/2023/06/woman-on-laptop.jpg)\n\nBanking from home or on the go. Sleek design, spending alerts, card controls, secure money transfers, & check deposits. Simplify your finances.\n\n[Get started](https://www.centra.org/bank/digital-banking/)\n\n### Member Loyalty\n\nBank with Centra, get rewarded!\n-------------------------------\n\n![happy student with glasses](https://www.centra.org/wp-content/uploads/2023/06/happy-student-with-glasses.jpg)\n\nBeing a Centra Member pays with our all-cash Member Loyalty Rewards! Click below to learn more.\n\n[Learn more](https://www.centra.org/about/member-loyalty-rewards/)\n\n* * *\n\nOpen a checking or savings account today!\n-----------------------------------------\n\n* * *\n\nCentra is built differently, and it’s what our Members experience every day.\n\n[Become a Member](https://www.centra.org/become-a-member/ \"Become a Member\")\n\n1\\. APR=Annual Percentage Rate. Automatic payments qualify for a 0.25% rate discount, which may result in rates as low as 4.49% APR. Automatic payments from a Centra account are not required to receive an auto loan through Centra. This offer is available for auto and motorcycles. Refinanced loans must be a new loan to Centra OR Centra loan payoffs with a minimum $2,500 new money required and six months payment history verified by existing contract. Person-to-person purchases and dealership purchases funded directly through Centra are also eligible. Indirect auto loans originated through a dealership are not eligible. No other offers, coupons, or discounts apply. This offer is valid for applications taken from September 3, 2025, through December 31, 2025, with loan closings required by January 15, 2026. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, your credit score, age of vehicle, etc. Rates are subject to change without notice.\n\n [![Centra Credit Union](https://www.centra.org/wp-content/uploads/2021/10/Centra-Logo@2x.png) Home](/)\n\n[Contact Us](https://www.centra.org/contact-us/ \"Contact Us\")\n\n* [Connect with Us on LinkedIn](https://www.linkedin.com/company/centra-credit-union)\n* [Connect with Us on Facebook](https://www.facebook.com/pages/Centra-Credit-Union/117398015308)\n* [Connect with Us on Twitter](https://twitter.com/centracu)\n\n* [Become a Member](https://www.centra.org/become-a-member/)\n* [Locations](https://www.centra.org/locations/)\n* [Make an Appointment](https://www.centra.org/make-an-appointment/)\n* [Deposit Rates](https://www.centra.org/centra-savings-accounts/deposit-rates/)\n* [Loan Rates](https://www.centra.org/borrow/centra-loan-rates/)\n* [Careers](https://www.centra.org/about/careers/)\n* [Privacy Policy](https://www.centra.org/privacy-policy/)\n\n![NCUA and EHO logos](https://www.centra.org/wp-content/uploads/2021/10/certified-logos-blue@2x.png)\n\nEqual Housing Opportunity. \nFederally Insured By NCUA.\n\n**Routing Number: 274972883**\n\n© 2025 Centra Credit Union All Rights Reserved. | 3801 Tupelo Drive, PO Box 789, Columbus, IN 47202\n\n![Chat Icon](https://www.centra.org/wp-content/uploads/2024/07/pw_chat_icon.webp)\n\nX\n\nChat with us!\n\nPlease enter your details and press the Start Chat button.\n\nDate of Birth\n\nStart Chat \n\nWe've detected you might be speaking a different language. Do you want to change to:\n\n![](https://www.centra.org/wp-content/plugins/translatepress-multilingual/assets/flags/4x3/en_US.svg) English\n\n![](https://www.centra.org/wp-content/plugins/translatepress-multilingual/assets/flags/4x3/en_US.svg) English\n\n![Change language to Español de México](https://www.centra.org/wp-content/plugins/translatepress-multilingual/assets/flags/4x3/es_MX.svg) Español de México\n\n[Change Language](https://www.centra.org)\n\n[Close and do not switch language](#)\n\n![](https://www.centra.org/wp-content/plugins/translatepress-multilingual/assets/flags/4x3/en_US.svg)EN\n\n[![](https://www.centra.org/wp-content/plugins/translatepress-multilingual/assets/flags/4x3/es_MX.svg)ES](https://www.centra.org/es/ \"ES\")\n\nOur website uses cookies to track information about how visitors use our site. We use this information to continuously improve our content and provide the best online experience for our visitors. To learn more, please read our Privacy Policy.OKPrivacy Policy\n\n ![](https://secure.adnxs.com/px?id=1923821&t=2) ![](https://winstar-45-adswizz.attribution.adswizz.com/fire?pixelId=1e3fcbb5-f06a-48ee-b717-22cb2469f127&type=sitevisit&subtype=HomePage&aw_0_req.gdpr=true)\n\n![](https://a.usbrowserspeed.com/cs?pid=d177d942cb8207b52f57818feb9bb79a7b77ce6e0ed688e3af36875661b9be1d&r=https%3A%2F%2Fs.dpmsrv.com%2Fblank.png&puid=dpmpixc%5B690%5Da%5B7559859294465141319%5Ds%5B019ac272-6abe-7800-b608-52e0dc3d032c%5D)\n\n![](https://ib.adnxs.com/seg?member=827&consent=1&add=10862701)\n\nFeedback","summary","Centra Credit Union provides banking services including loans, account management, and digital banking solutions.","notes","requests","dataTransferred","tags",[],"iabCategories",[51,55],{"_52":53,"_18":54,"_20":54},"code","IAB3","Business",{"_52":56,"_18":57,"_20":57},"IAB13","Personal Finance","iabProducts",[60],{"_18":61,"_62":63,"_64":61,"_65":-5,"_16":66,"_67":68},"Banking","tier1","Finance and Insurance","tier2","tier3",1337,"parent_id",1335,"ancestors",[],"descendants",[],"allBrandsForDropdown",[],"creatives",[],"cdnUrl","https://d3a7qprliuujyh.cloudfront.net","actionData","errors"]

Centra Credit Union

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