[{"_1":2,"_169":-5,"_170":-5},"loaderData",{"_3":4,"_12":13},"root",{"_5":-5,"_6":7,"_8":9,"_10":11},"user","recaptchaSiteKey","6Ler9Q4rAAAAAIntb4jBhAbPRXMJSQVneAzxg5M8","sentryTrace","f7059a2c847558eb2aad84b306c01f50-e7ce13c706e76e80-1","sentryBaggage","sentry-environment=production,sentry-public_key=fbef35ac88c344bffa6f98009cf3736c,sentry-trace_id=f7059a2c847558eb2aad84b306c01f50,sentry-org_id=4505908219871232,sentry-transaction=GET%20http%3A%2F%2Fkargo.glos.si%2Fbrand%2Fcmhya6a2q02cqla02y7148ofg,sentry-sampled=true,sentry-sample_rand=0.4268236463719668,sentry-sample_rate=0.5","routes/brand.$brandId",{"_14":15,"_72":73,"_74":75,"_76":77,"_78":79,"_5":-5,"_167":168},"brand",{"_16":17,"_18":19,"_20":21,"_22":23,"_24":-5,"_25":-5,"_26":27,"_28":29},"id","cmhya6a2q02cqla02y7148ofg","name","Focus Bank","description","A financial institution offering banking services and products.","toCheck",true,"parentId","parent","children",[],"domains",[30],{"_16":31,"_32":33,"_34":35,"_36":37,"_38":39,"_40":41,"_42":43,"_44":-5,"_45":-5,"_46":-5,"_47":48,"_49":50,"_58":59},"cmhya69fcmqe2jv0k4b4z3efw","domain","focusbank.com","screenshotPath","sites/focusbank.com/screenshot.jpg","htmlPath","sites/focusbank.com/index.html","metaDescription","At FOCUS Bank, we strive to deliver exceptional financial services by seeking insight from our clients, exceeding shareholder expectations, empowering our staff to achieve personal and professional goals, and making a difference in our communities.","importantText","FOCUS Bank | Personal & Business Banking \n\nThis website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press \"shift + =\". Some assistive technologies may require the use of a passthrough function before this keystroke. For more information, activate the button labeled “Explore your accessibility options”.\n\n[Skip to Main Content](#main)\n\nMember FDICFDIC-Insured - Backed by the full faith and credit of the U.S. Government\n\n* Personal\n * [Personal Checking](https://www.focusbank.com/personal/personal-checking \"Personal Checking\")\n * [Compare Our Accounts](https://www.focusbank.com/personal/personal-checking/compare-accounts.html \"Compare Our Accounts\")\n * [Really Free Checking](https://www.focusbank.com/personal/personal-checking/really-free-checking.html \"Really Free Checking\")\n * [High Interest Checking](https://www.focusbank.com/personal/personal-checking/high-interest-checking.html \"High Interest Checking\")\n * [Direct Interest Checking](https://www.focusbank.com/personal/personal-checking/direct-interest-checking.html \"Direct Interest Checking\")\n * [50+ Interest Checking](https://www.focusbank.com/personal/personal-checking/50-plus-interest-checking.html \"50+ Interest Checking\")\n * [Personal Savings](https://www.focusbank.com/personal/personal-savings \"Personal Savings\")\n * [Simple Savings](https://www.focusbank.com/personal/personal-savings/simple-savings.html \"Simple Savings\")\n * [Money Market Account](https://www.focusbank.com/personal/personal-savings/money-market-account.html \"Money Market Account\")\n * [Christmas Club Account](https://www.focusbank.com/personal/personal-savings/christmas-club-account.html \"Christmas Club Account\")\n * [Certificates of Deposit (CDs)](https://www.focusbank.com/personal/personal-savings/certificates-of-deposit-cds.html \"Certificates of Deposit (CDs)\")\n * [Individual Retirement Accounts (IRAs)](https://www.focusbank.com/personal/personal-savings/individual-retirement-accounts-iras.html \"Individual Retirement Accounts (IRAs)\")\n * [Account Services](/services/account-services/ \"Account Services\")\n * [Personal Loans](/loans/personal-loans/ \"Personal Loans\")\n * [Personal Credit Cards](/loans/credit-cards/personal-credit-cards.html \"Personal Credit Cards\")\n* Business\n * [Business Checking](https://www.focusbank.com/business/business-checking \"Business Checking\")\n * [Compare Our Accounts](https://www.focusbank.com/business/business-checking/compare-accounts.html \"Compare Our Accounts\")\n * [Really Free Business Checking](https://www.focusbank.com/business/business-checking/really-free-business-checking.html \"Really Free Business Checking\")\n * [Business Interest Checking](https://www.focusbank.com/business/business-checking/business-interest-checking.html \"Business Interest Checking\")\n * [Commercial Checking](https://www.focusbank.com/business/business-checking/commercial-checking.html \"Commercial Checking\")\n * [Business Savings](https://www.focusbank.com/business/business-savings \"Business Savings\")\n * [Business Simple Savings](https://www.focusbank.com/business/business-savings/business-simple-savings.html \"Business Simple Savings\")\n * [Business Money Market Account](https://www.focusbank.com/business/business-savings/business-money-market-account.html \"Business Money Market Account\")\n * [Business Services](https://www.focusbank.com/business/business-services \"Business Services\")\n * [Business Digital Banking](https://www.focusbank.com/business/business-services/business-digital-banking.html \"Business Digital Banking \")\n * [Cash Management](https://www.focusbank.com/business/business-services/cash-management.html \"Cash Management\")\n * [Employee Checking Solutions](https://www.focusbank.com/business/business-services/employee-checking-solutions.html \"Employee Checking Solutions\")\n * [Merchant Card Services](https://www.focusbank.com/business/business-services/merchant-card-services.html \"Merchant Card Services\")\n * [Mastercard Business Debit Cards](https://www.focusbank.com/business/business-services/business-reward-debit-cards.html \"Mastercard Business Debit Cards\")\n * [Positive Pay](https://www.focusbank.com/business/business-services/positive-pay.html \"Positive Pay\")\n * [Cannabis Banking](https://www.focusbank.com/business/cannabis-banking.html \"Cannabis Banking\")\n * [Business Loans](/loans/business-loans/ \"Business Loans\")\n * [Business Credit Cards](/loans/credit-cards/business-credit-cards.html \"Business Credit Cards\")\n* Loans\n * [Personal Loans](https://www.focusbank.com/loans/personal-loans \"Personal Loans\")\n * [Home Mortgage Loans](https://www.focusbank.com/loans/personal-loans/home-mortgage-loans.html \"Home Mortgage Loans\")\n * [Construction Loans](https://www.focusbank.com/loans/personal-loans/construction-loans.html \"Construction Loans\")\n * [Home Equity Loans](https://www.focusbank.com/loans/personal-loans/home-equity-loans.html \"Home Equity Loans\")\n * [Home Equity Lines of Credit (HELOC)](https://www.focusbank.com/loans/personal-loans/home-equity-lines-of-credit-heloc.html \"Home Equity Lines of Credit (HELOC)\")\n * [Auto Loans](https://www.focusbank.com/loans/personal-loans/auto-loans.html \"Auto Loans\")\n * [Personal Term Loans](https://www.focusbank.com/loans/personal-loans/personal-term-loans.html \"Personal Term Loans\")\n * [Business Loans](https://www.focusbank.com/loans/business-loans \"Business Loans\")\n * [Commercial Real Estate Loans](https://www.focusbank.com/loans/business-loans/commercial-real-estate-loans.html \"Commercial Real Estate Loans\")\n * [Construction Loans](https://www.focusbank.com/loans/business-loans/construction-loans.html \"Construction Loans\")\n * [Business Term Loans](https://www.focusbank.com/loans/business-loans/business-term-loans.html \"Business Term Loans\")\n * [Agriculture Loans](https://www.focusbank.com/loans/business-loans/agriculture-loans.html \"Agriculture Loans\")\n * [Equipment & Vehicle Leasing](https://www.focusbank.com/loans/business-loans/equipment-and-vehicle-leasing.html \"Equipment & Vehicle Leasing\")\n * [Credit Cards](https://www.focusbank.com/loans/credit-cards \"Credit Cards\")\n * [Personal Credit Cards](https://www.focusbank.com/loans/credit-cards/personal-credit-cards.html \"Personal Credit Cards\")\n * [Business Credit Cards](https://www.focusbank.com/loans/credit-cards/business-credit-cards.html \"Business Credit Cards\")\n* Services\n * [Contactless Debit Cards](https://www.focusbank.com/services/contactless-debit-cards.html \"Contactless Debit Cards\")\n * [Account Services](https://www.focusbank.com/services/account-services \"Account Services\")\n * [Digital Banking](https://www.focusbank.com/services/account-services/digital-banking.html \"Digital Banking\")\n * [SecureNow](https://www.focusbank.com/services/account-services/securenow.html \"SecureNow\")\n * [Mobile Wallets](https://www.focusbank.com/services/account-services/mobile-wallets.html \"Mobile Wallets\")\n * [Notifi Alerts](https://www.focusbank.com/services/account-services/notifi-alerts.html \"Notifi Alerts\")\n * [Mastercard Debit Cards](https://www.focusbank.com/services/account-services/mastercard-reward-debit-cards.html \"Mastercard Debit Cards\")\n * [Card Controls](https://www.focusbank.com/services/account-services/card-controls.html \"Card Controls\")\n * [Pre-Paid Cards](https://www.focusbank.com/services/account-services/pre-paid-cards.html \"Pre-Paid Cards\")\n * [Direct Deposit](https://www.focusbank.com/services/account-services/direct-deposit.html \"Direct Deposit\")\n * [Overdraft Privilege](https://www.focusbank.com/services/account-services/overdraft-privilege.html \"Overdraft Privilege\")\n * [Tools](https://www.focusbank.com/services/tools \"Tools\")\n * [Reorder Checks](https://orderpoint.deluxe.com/personal-checks/welcome.htm \"Reorder Checks\")\n * [Lost or Stolen Card](/about/contact-us.html#lost-or-stolen-card \"Lost or Stolen Card\")\n * [Financial Calculators](https://www.focusbank.com/services/tools/financial-calculators.html \"Financial Calculators\")\n * [Online Education Center](https://www.focusbank.com/services/tools/online-education-center.html \"Online Education Center\")\n * [Manage Your Focus Rewards](https://focusrewards.rewardschoices.com/e/members/verifypasswd.php?sid=67XXlMrlo32080&xfrom=account&errid=S \"Manage Your Focus Rewards\")\n * [Routing Number](https://www.focusbank.com/services/tools/routing-number.html \"Routing Number\")\n * [Fee Schedule](https://www.focusbank.com/services/tools/fee-schedule.html \"Fee Schedule\")\n * [MAX Qualification Dates](https://www.focusbank.com/_/kcms-doc/145/87125/MAX-Qualification-Dates-Updated.pdf \"MAX Qualification Dates\")\n * [Educational Resources](https://www.focusbank.com/services/educational-resources \"Educational Resources\")\n * [Prevent Online Fraud & Identity Theft](https://www.focusbank.com/services/educational-resources/prevent-online-fraud-and-identity-theft.html \"Prevent Online Fraud & Identity Theft\")\n * [FDIC Consumer News](https://www.fdic.gov/resources/consumers/consumer-news/index.html \"FDIC Consumer News\")\n * [FFIEC Consumer & Business Education](https://www.focusbank.com/services/educational-resources/ffiec-consumer-and-business-education.html \"FFIEC Consumer & Business Education\")\n * [Banzai Financial Literacy](https://www.focusbank.com/services/educational-resources/banzai-financial-literacy.html \"Banzai Financial Literacy\")\n * [Business Services](/business/business-services/ \"Business Services\")\n* About\n * [About Focus Bank](https://www.focusbank.com/about/about-focus-bank.html \"About Focus Bank\")\n * [Sponsorship & Donation Requests](https://www.focusbank.com/about/sponsorship-and-donation-requests.html \"Sponsorship & Donation Requests\")\n * [Careers](https://www.focusbank.com/about/careers.html \"Careers\")\n * [In the Community](https://www.focusbank.com/about/in-the-community.html \"In the Community\")\n * [Tell-A-Friend](https://referfocusbank.com/ \"Tell-A-Friend\")\n * [Locations & Hours](https://www.focusbank.com/about/locations-hours.html \"Locations & Hours\")\n * [Contact Us](https://www.focusbank.com/about/contact-us.html \"Contact Us\")\n\n* [Contact](/about/contact-us.html \"Contact\")\n* [(800) 464-3150](tel:800-464-3150 \"(800) 464-3150 \")\n* [Locations](/about/locations-hours.html \"Locations\")\n* [Fee Schedule](https://www.focusbank.com/services/tools/fee-schedule.html \"Fee Schedule\")\n\nSearch\n\nSearch\n\n* [Facebook](https://www.facebook.com/FocusBank \"Facebook\")\n* [Instagram](https://www.instagram.com/focus_bank/?hl=en \"Instagram\")\n* [X (Twitter)](https://x.com/focusbank \"X (Twitter)\")\n* [LinkedIn](https://www.linkedin.com/company/focus-bank/ \"LinkedIn\")\n* [YouTube](https://www.youtube.com/user/focusbank \"YouTube\")\n\n* [Contact](/about/contact-us.html \"Contact\")\n* [(800) 464-3150](tel:800-464-3150 \"(800) 464-3150 \")\n* [Locations](/about/locations-hours.html \"Locations\")\n* [Fee Schedule](https://www.focusbank.com/services/tools/fee-schedule.html \"Fee Schedule\")\n\n[Search](#searchPopup)[Account Login](#oblPopup)\n\nOnline Banking\n--------------\n\n* Personal\n* Business\n\nUsername\n\nPassword\n\n* [Enroll Now](https://web4.secureinternetbank.com/pbi_pbi1151/Enroll/081517732/1)\n* [Forgot Password?](https://web4.secureinternetbank.com/pbi_pbi1151/ForgotPassword/081517732/1)\n* [FAQ](/_/kcms-doc/145/18310/Online-Banking-Auto-Enrollment-Instructions.pdf)\n\nUsername\n\nPassword\n\n[FOCUS Rewards](https://focusrewards.rewardschoices.com)\n\nMenu\n\n [![FOCUS Bank Homepage](/custom/focusbank4/image/logo-2x.png) home page](/ \"FOCUS Bank\")\n\n(800) 464-3150\n\n[Login](#oblPopup)\n\n* Personal\n * [Personal Checking](https://www.focusbank.com/personal/personal-checking \"Personal Checking\")\n * [Compare Our Accounts](https://www.focusbank.com/personal/personal-checking/compare-accounts.html \"Compare Our Accounts\")\n * [Really Free Checking](https://www.focusbank.com/personal/personal-checking/really-free-checking.html \"Really Free Checking\")\n * [High Interest Checking](https://www.focusbank.com/personal/personal-checking/high-interest-checking.html \"High Interest Checking\")\n * [Direct Interest Checking](https://www.focusbank.com/personal/personal-checking/direct-interest-checking.html \"Direct Interest Checking\")\n * [50+ Interest Checking](https://www.focusbank.com/personal/personal-checking/50-plus-interest-checking.html \"50+ Interest Checking\")\n * [Personal Savings](https://www.focusbank.com/personal/personal-savings \"Personal Savings\")\n * [Simple Savings](https://www.focusbank.com/personal/personal-savings/simple-savings.html \"Simple Savings\")\n * [Money Market Account](https://www.focusbank.com/personal/personal-savings/money-market-account.html \"Money Market Account\")\n * [Christmas Club Account](https://www.focusbank.com/personal/personal-savings/christmas-club-account.html \"Christmas Club Account\")\n * [Certificates of Deposit (CDs)](https://www.focusbank.com/personal/personal-savings/certificates-of-deposit-cds.html \"Certificates of Deposit (CDs)\")\n * [Individual Retirement Accounts (IRAs)](https://www.focusbank.com/personal/personal-savings/individual-retirement-accounts-iras.html \"Individual Retirement Accounts (IRAs)\")\n * [Account Services](/services/account-services/ \"Account Services\")\n * [Personal Loans](/loans/personal-loans/ \"Personal Loans\")\n * [Personal Credit Cards](/loans/credit-cards/personal-credit-cards.html \"Personal Credit Cards\")\n* Business\n * [Business Checking](https://www.focusbank.com/business/business-checking \"Business Checking\")\n * [Compare Our Accounts](https://www.focusbank.com/business/business-checking/compare-accounts.html \"Compare Our Accounts\")\n * [Really Free Business Checking](https://www.focusbank.com/business/business-checking/really-free-business-checking.html \"Really Free Business Checking\")\n * [Business Interest Checking](https://www.focusbank.com/business/business-checking/business-interest-checking.html \"Business Interest Checking\")\n * [Commercial Checking](https://www.focusbank.com/business/business-checking/commercial-checking.html \"Commercial Checking\")\n * [Business Savings](https://www.focusbank.com/business/business-savings \"Business Savings\")\n * [Business Simple Savings](https://www.focusbank.com/business/business-savings/business-simple-savings.html \"Business Simple Savings\")\n * [Business Money Market Account](https://www.focusbank.com/business/business-savings/business-money-market-account.html \"Business Money Market Account\")\n * [Business Services](https://www.focusbank.com/business/business-services \"Business Services\")\n * [Business Digital Banking](https://www.focusbank.com/business/business-services/business-digital-banking.html \"Business Digital Banking \")\n * [Cash Management](https://www.focusbank.com/business/business-services/cash-management.html \"Cash Management\")\n * [Employee Checking Solutions](https://www.focusbank.com/business/business-services/employee-checking-solutions.html \"Employee Checking Solutions\")\n * [Merchant Card Services](https://www.focusbank.com/business/business-services/merchant-card-services.html \"Merchant Card Services\")\n * [Mastercard Business Debit Cards](https://www.focusbank.com/business/business-services/business-reward-debit-cards.html \"Mastercard Business Debit Cards\")\n * [Positive Pay](https://www.focusbank.com/business/business-services/positive-pay.html \"Positive Pay\")\n * [Cannabis Banking](https://www.focusbank.com/business/cannabis-banking.html \"Cannabis Banking\")\n * [Business Loans](/loans/business-loans/ \"Business Loans\")\n * [Business Credit Cards](/loans/credit-cards/business-credit-cards.html \"Business Credit Cards\")\n* Loans\n * [Personal Loans](https://www.focusbank.com/loans/personal-loans \"Personal Loans\")\n * [Home Mortgage Loans](https://www.focusbank.com/loans/personal-loans/home-mortgage-loans.html \"Home Mortgage Loans\")\n * [Construction Loans](https://www.focusbank.com/loans/personal-loans/construction-loans.html \"Construction Loans\")\n * [Home Equity Loans](https://www.focusbank.com/loans/personal-loans/home-equity-loans.html \"Home Equity Loans\")\n * [Home Equity Lines of Credit (HELOC)](https://www.focusbank.com/loans/personal-loans/home-equity-lines-of-credit-heloc.html \"Home Equity Lines of Credit (HELOC)\")\n * [Auto Loans](https://www.focusbank.com/loans/personal-loans/auto-loans.html \"Auto Loans\")\n * [Personal Term Loans](https://www.focusbank.com/loans/personal-loans/personal-term-loans.html \"Personal Term Loans\")\n * [Business Loans](https://www.focusbank.com/loans/business-loans \"Business Loans\")\n * [Commercial Real Estate Loans](https://www.focusbank.com/loans/business-loans/commercial-real-estate-loans.html \"Commercial Real Estate Loans\")\n * [Construction Loans](https://www.focusbank.com/loans/business-loans/construction-loans.html \"Construction Loans\")\n * [Business Term Loans](https://www.focusbank.com/loans/business-loans/business-term-loans.html \"Business Term Loans\")\n * [Agriculture Loans](https://www.focusbank.com/loans/business-loans/agriculture-loans.html \"Agriculture Loans\")\n * [Equipment & Vehicle Leasing](https://www.focusbank.com/loans/business-loans/equipment-and-vehicle-leasing.html \"Equipment & Vehicle Leasing\")\n * [Credit Cards](https://www.focusbank.com/loans/credit-cards \"Credit Cards\")\n * [Personal Credit Cards](https://www.focusbank.com/loans/credit-cards/personal-credit-cards.html \"Personal Credit Cards\")\n * [Business Credit Cards](https://www.focusbank.com/loans/credit-cards/business-credit-cards.html \"Business Credit Cards\")\n* Services\n * [Contactless Debit Cards](https://www.focusbank.com/services/contactless-debit-cards.html \"Contactless Debit Cards\")\n * [Account Services](https://www.focusbank.com/services/account-services \"Account Services\")\n * [Digital Banking](https://www.focusbank.com/services/account-services/digital-banking.html \"Digital Banking\")\n * [SecureNow](https://www.focusbank.com/services/account-services/securenow.html \"SecureNow\")\n * [Mobile Wallets](https://www.focusbank.com/services/account-services/mobile-wallets.html \"Mobile Wallets\")\n * [Notifi Alerts](https://www.focusbank.com/services/account-services/notifi-alerts.html \"Notifi Alerts\")\n * [Mastercard Debit Cards](https://www.focusbank.com/services/account-services/mastercard-reward-debit-cards.html \"Mastercard Debit Cards\")\n * [Card Controls](https://www.focusbank.com/services/account-services/card-controls.html \"Card Controls\")\n * [Pre-Paid Cards](https://www.focusbank.com/services/account-services/pre-paid-cards.html \"Pre-Paid Cards\")\n * [Direct Deposit](https://www.focusbank.com/services/account-services/direct-deposit.html \"Direct Deposit\")\n * [Overdraft Privilege](https://www.focusbank.com/services/account-services/overdraft-privilege.html \"Overdraft Privilege\")\n * [Tools](https://www.focusbank.com/services/tools \"Tools\")\n * [Reorder Checks](https://orderpoint.deluxe.com/personal-checks/welcome.htm \"Reorder Checks\")\n * [Lost or Stolen Card](/about/contact-us.html#lost-or-stolen-card \"Lost or Stolen Card\")\n * [Financial Calculators](https://www.focusbank.com/services/tools/financial-calculators.html \"Financial Calculators\")\n * [Online Education Center](https://www.focusbank.com/services/tools/online-education-center.html \"Online Education Center\")\n * [Manage Your Focus Rewards](https://focusrewards.rewardschoices.com/e/members/verifypasswd.php?sid=67XXlMrlo32080&xfrom=account&errid=S \"Manage Your Focus Rewards\")\n * [Routing Number](https://www.focusbank.com/services/tools/routing-number.html \"Routing Number\")\n * [Fee Schedule](https://www.focusbank.com/services/tools/fee-schedule.html \"Fee Schedule\")\n * [MAX Qualification Dates](https://www.focusbank.com/_/kcms-doc/145/87125/MAX-Qualification-Dates-Updated.pdf \"MAX Qualification Dates\")\n * [Educational Resources](https://www.focusbank.com/services/educational-resources \"Educational Resources\")\n * [Prevent Online Fraud & Identity Theft](https://www.focusbank.com/services/educational-resources/prevent-online-fraud-and-identity-theft.html \"Prevent Online Fraud & Identity Theft\")\n * [FDIC Consumer News](https://www.fdic.gov/resources/consumers/consumer-news/index.html \"FDIC Consumer News\")\n * [FFIEC Consumer & Business Education](https://www.focusbank.com/services/educational-resources/ffiec-consumer-and-business-education.html \"FFIEC Consumer & Business Education\")\n * [Banzai Financial Literacy](https://www.focusbank.com/services/educational-resources/banzai-financial-literacy.html \"Banzai Financial Literacy\")\n * [Business Services](/business/business-services/ \"Business Services\")\n* About\n * [About Focus Bank](https://www.focusbank.com/about/about-focus-bank.html \"About Focus Bank\")\n * [Sponsorship & Donation Requests](https://www.focusbank.com/about/sponsorship-and-donation-requests.html \"Sponsorship & Donation Requests\")\n * [Careers](https://www.focusbank.com/about/careers.html \"Careers\")\n * [In the Community](https://www.focusbank.com/about/in-the-community.html \"In the Community\")\n * [Tell-A-Friend](https://referfocusbank.com/ \"Tell-A-Friend\")\n * [Locations & Hours](https://www.focusbank.com/about/locations-hours.html \"Locations & Hours\")\n * [Contact Us](https://www.focusbank.com/about/contact-us.html \"Contact Us\")\n\nOnline Banking\n--------------\n\n* Personal\n* Business\n\nAccess ID\n\nPassword\n\n* [Enroll Now](https://web4.secureinternetbank.com/PBI_PBI1151/enroll/081517732)\n* [Forgot Password?](https://web4.secureinternetbank.com/PBI_PBI1151/ForgotPassword/081517732)\n* [FAQ](/_/kcms-doc/145/18310/Online-Banking-Auto-Enrollment-Instructions.pdf)\n\nUsername\n\nPassword\n\n[FOCUS Rewards](https://focusrewards.rewardschoices.com)\n\nWhat can we help you find?\n\nSearch\n\n* [Locations](/about/locations-hours.html)\n \n* [Lost or Stolen Card](/about/contact-us.html#lost-or-stolen-card)\n \n* [Reorder Checks](https://orderpoint.deluxe.com/personal-checks/welcome.htm)\n \n* [Routing Number](/services/tools/routing-number.html)\n \n\n### Hey friend, it looks like you have javascript disabled.\n\nFor a richer experience, please adjust your browser settings.\n\n[Accessible Carousel](#)\n\n* Online Only CD Specials\n -----------------------\n \n 7 Month Online CD Special - 4.17% APY\\*\n \n 11 Month Online CD Special - 4.11% APY\\*\n \n [Learn More](https://www.focusbank.com/personal/personal-savings/certificates-of-deposit-cds.html)\n \n [Apply Now](https://open.focusbank.com/)\n \n\nYour Money, **Your Way**\n------------------------\n\nWhen it comes to benefits, these accounts check all the boxes.\n\n![icon for High Interest Checking](https://cdn.firstbranchcms.com/kcms-structure/6a4d7abb-bfc0-4ca0-8857-18eae6e52d89/icon.webp)\n\n### [High Interest Checking](/personal/personal-checking/high-interest-checking.html)\n\nPut your balance to work for you.\n\n![icon for Really Free Checking](https://cdn.firstbranchcms.com/kcms-structure/efb6ed40-4553-421e-9cd6-544ce60a5812/icon.png)\n\n### [Really Free Checking](/personal/personal-checking/really-free-checking.html)\n\nSome things in life really are free.\n\n![icon for Direct Interest Checking](https://cdn.firstbranchcms.com/kcms-structure/e692d836-297d-425f-9297-b6988eacbc74/icon.webp)\n\n### [Direct Interest Checking](/personal/personal-checking/direct-interest-checking.html)\n\nEasy deposits and easy money.\n\nWe're **Good** For Business\n---------------------------\n\nDon't just bank. Build your operation with a local partner.\n\n### [Checking Accounts](/personal/personal-checking/compare-accounts.html)\n\nDesigned for today’s needs \nand tomorrow’s dreams.\n\n### [Savings Accounts](/personal/personal-savings)\n\nA cash cushion ensures you’re \nready for what comes next.\n\n### [Cash Management](/business/business-services/cash-management.html)\n\nACH, wires, payments — \nrun that cash flow like clockwork.\n\nStay in the Know \nin **Real Time**\n-----------------------------------\n\n24/7 Notifi Alerts help you better \ncontrol your finances.\n\n[Set Yours Up](/services/account-services/notifi-alerts.html)\n\nReceive alerts via email or text\n\nAccount alerts for:\n\n* Low balance\n* Deposits made\n* Password change\n* ACH payment fails\n* And more\n\n**Tell-A-Friend** \nReferrals\n-----------------------------\n\nSpread the love, get free gifts. \nBecause banking is better together.\n\n[How It Works](https://referfocusbank.com/)\n\nYour **Day-To-Day** \nMade Easy\n-------------------------------\n\nOn the couch or in the store, \na Focus Bank branch is an \narm’s reach away.\n\nBusiness Digital Banking\n\n* [Business Online Banking](/business/business-services/business-digital-banking.html)\n* [Business Mobile Banking](/business/business-services/business-digital-banking.html)\n* [Cash Management](/business/business-services/cash-management.html)\n* [Employee Checking Solutions](/business/business-services/employee-checking-solutions.html)\n\nPersonal Digital Banking\n\n* [Online Banking](/services/account-services/digital-banking.html#tabOnlineBankingBillPay-tab)\n* [Bill Pay](/services/account-services/digital-banking.html#tabOnlineBankingBillPay-tab)\n* [Mobile Banking](/services/account-services/digital-banking.html#tabMobileBankingwithMobileDeposit-tab)\n* [Mobile Wallet](/services/account-services/mobile-wallets.html)\n* [Mastercard Rewards](/services/account-services/mastercard-reward-debit-cards.html)\n\nThere's a Lot to \n**Like** Here\n--------------------------------\n\n* [Facebook](https://www.facebook.com/FocusBank \"Facebook\")\n* [Instagram](https://www.instagram.com/focus_bank/?hl=en \"Instagram\")\n* [X (Twitter)](https://x.com/focusbank \"X (Twitter)\")\n* [LinkedIn](https://www.linkedin.com/company/focus-bank/ \"LinkedIn\")\n* [YouTube](https://www.youtube.com/user/focusbank \"YouTube\")\n\nLet's stay connected! Stay in the know on \neverything — from updates to deals.\n\n[![Custom Image](/custom/focusbank4/image/logo-2x-white.png)](https://www.focusbank.com/index.html)\n\n* [AudioEye Accessibility](/audioeye-accessibility-statement.html \"AudioEye Accessibility\")\n* [Privacy Policy](/privacy-policy.html \"Privacy Policy\")\n* [Disclaimer](https://www.focusbank.com/disclaimer.html \"Disclaimer\")\n* [Routing Number: 081517732](/services/tools/routing-number.html \"Routing Number: 081517732 \")\n* [Educational Resources](/services/educational-resources \"Educational Resources\")\n* [Agent Connect](https://081517732.revation.com/widget/connect.php?brand=081517732 \"Agent Connect\")\n* [Secure Mail](https://081517732.revation.com/mail/?group=081517732 \"Secure Mail\")\n\n© 2025 FOCUS Bank | Portions Copyright © Kasasa, Ltd. All rights reserved.\n\n[Powered by First Branch Powered by FIRSTBranch](https://www.thisisfirstbranch.com)\n\n[](https://www.fdic.gov)\n\nEqual Housing Lender\n\n [Chat](https://secure25-aws.revation.com/widget/?im=linklive_chatbot%40focusbank.com&group=081517732 ) \n\n \n\nOpens in new window\n\nPDF Download\n\nWord Download\n\nExcel Download\n\nPowerPoint Download\n\nDocument Download\n\n \n\nExplore your accessibility options\n\nclose carousel\n\nConfirm\n-------\n\n×\n\nThe link you clicked is provided as a courtesy. 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Focus Bank

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