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Rewarded?](/personal/personal-checking/compare-accounts.html)\n \n With Kasasa® Checking accounts, basic banking is a thing of the past — earn exciting rewards. \n \n* Business\n \n Business CheckingBusiness Savings\n \n [Business Loans](/loans/business-loans)[Merchant Services](https://www.atlanticfcu.com/business/merchant-services.html)[Account Services](/services)[Loan Payments](https://web.baconpay.com/gate/login?institutionId=ba3c85a2-12de-4f19-b58a-999ff5ebe8d7)\n \n * [Compare Our Accounts](https://www.atlanticfcu.com/business/business-checking/compare-accounts.html)\n * [Business Checking](https://www.atlanticfcu.com/business/business-checking/business-checking.html)\n * [Premium Business Checking](https://www.atlanticfcu.com/business/business-checking/premium-business-checking.html)\n \n [View All](https://www.atlanticfcu.com/business/business-checking)\n \n * [Business Savings Account](https://www.atlanticfcu.com/business/business-savings/business-savings-account.html)\n * [Business Money Market Account](https://www.atlanticfcu.com/business/business-savings/business-money-market-account.html)\n * [Business Certificates](https://www.atlanticfcu.com/business/business-savings/business-certificates.html)\n \n [View All](https://www.atlanticfcu.com/business/business-savings)\n \n ### [Built for Your Business](/loans/business-loans)\n \n Get local, custom business financing designed to fuel your growth and meet your needs. \n \n* Loans\n \n Auto & Personal LoansHome LoansBusiness Loans\n \n [Credit Cards](https://www.atlanticfcu.com/loans/credit-cards.html)[Loan Payments](https://web.baconpay.com/gate/login?institutionId=ba3c85a2-12de-4f19-b58a-999ff5ebe8d7)\n \n * [Auto Loans](https://www.atlanticfcu.com/loans/auto-personal-loans/auto-loans.html)\n * [Personal Loans](https://www.atlanticfcu.com/loans/auto-personal-loans/personal-loans.html)\n * [Personal Lines of Credit](https://www.atlanticfcu.com/loans/auto-personal-loans/personal-lines-of-credit.html)\n * [Better Than a Lease](https://www.atlanticfcu.com/loans/auto-personal-loans/better-than-a-lease.html)\n * [Debt Consolidation Loans](https://www.atlanticfcu.com/loans/auto-personal-loans/debt-consolidation-loans.html)\n * [No Hassle Loans](https://www.atlanticfcu.com/loans/auto-personal-loans/no-hassle-loans.html)\n * [Recreational Loans](https://www.atlanticfcu.com/loans/auto-personal-loans/recreational-loans.html)\n \n [View All](https://www.atlanticfcu.com/loans/auto-personal-loans)\n \n * [Home Mortgage Loans](https://www.atlanticfcu.com/loans/home-loans/home-mortgage-loans.html)\n * [Mortgage Refinance](https://www.atlanticfcu.com/loans/home-loans/mortgage-refinance.html)\n * [Home Equity Loans](https://www.atlanticfcu.com/loans/home-loans/home-equity-loans.html)\n * [Home Improvement Loans](https://www.atlanticfcu.com/loans/home-loans/home-improvement-loans.html)\n * [Mobile Home Loans](https://www.atlanticfcu.com/loans/home-loans/mobile-home-loans.html)\n * [Construction Loans](https://www.atlanticfcu.com/loans/home-loans/construction-loans.html)\n \n [View All](https://www.atlanticfcu.com/loans/home-loans)\n \n * [Business Lines of Credit](https://www.atlanticfcu.com/loans/business-loans/business-lines-of-credit.html)\n * [Commercial Term Loans](https://www.atlanticfcu.com/loans/business-loans/commercial-term-loans.html)\n * [Commercial Mortgage](https://www.atlanticfcu.com/loans/business-loans/commercial-mortgage.html)\n * [Commercial Construction Loans](https://www.atlanticfcu.com/loans/business-loans/commercial-construction-loans.html)\n * [Small Business Administration (SBA) Loans](https://www.atlanticfcu.com/loans/business-loans/small-business-administration-sba-loans.html)\n * [Equipment Loan](https://www.atlanticfcu.com/loans/business-loans/equipment-loan.html)\n \n [View All](https://www.atlanticfcu.com/loans/business-loans)\n \n ### [A Loan Process You’ll Love](/loans/auto-personal-loans)\n \n Tackle renovations, make big purchases, or book your next trip. Our lenders love to say, ‘Yes!’. \n \n* Insurance\n \n Personal InsuranceBusiness Insurance\n \n [Peace of Mind](https://www.atlanticfcu.com/insurance/peace-of-mind.html)[Companies & Claims](https://www.atlanticfcu.com/insurance/companies-claims.html)\n \n * [Auto](https://www.atlanticfcu.com/insurance/personal-insurance/auto.html)\n * [Recreational Vehicles](https://www.atlanticfcu.com/insurance/personal-insurance/recreational-vehicles.html)\n * [Home/Condo/Renters](https://www.atlanticfcu.com/insurance/personal-insurance/home/renters.html)\n * [Mobile/Manufactured Home](https://www.atlanticfcu.com/insurance/personal-insurance/mobile-manufactured-home.html)\n * [Life](https://www.atlanticfcu.com/insurance/personal-insurance/life.html)\n * [Pet](https://www.atlanticfcu.com/insurance/personal-insurance/pet.html)\n * [Personal Umbrella](https://www.atlanticfcu.com/insurance/personal-insurance/personal-umbrella.html)\n \n [View All](https://www.atlanticfcu.com/insurance/personal-insurance)\n \n * [Bonds](https://www.atlanticfcu.com/insurance/business-insurance/bonds.html)\n * [Commercial Auto](https://www.atlanticfcu.com/insurance/business-insurance/commercial-auto.html)\n * [Commercial Property](https://www.atlanticfcu.com/insurance/business-insurance/commercial-property.html)\n * [Commercial Umbrella](https://www.atlanticfcu.com/insurance/business-insurance/commercial-umbrella.html)\n * [General Liability](https://www.atlanticfcu.com/insurance/business-insurance/general-liability.html)\n * [Professional Liability](https://www.atlanticfcu.com/insurance/business-insurance/professional-liability.html)\n * [Workers' Compensation](https://www.atlanticfcu.com/insurance/business-insurance/workers-compensation.html)\n \n [View All](https://www.atlanticfcu.com/insurance/business-insurance)\n \n ### [Coverage that Cares for You](/insurance/peace-of-mind.html)\n \n From auto and home to life and pet insurance, we’ve got plans that bring you peace of mind. \n \n* [Investments](https://www.atlanticfcu.com/investments)\n* Services\n \n Financial WellnessAccount ManagementDigital ServicesCommunication & SupportTransaction & Convenience\n \n * [Credit Score & Monitoring](https://www.atlanticfcu.com/services/financial-wellness/credit-score-monitoring.html)\n * [Express Deposit](https://www.atlanticfcu.com/services/financial-wellness/express-deposit.html)\n * [Payment Protection](https://www.atlanticfcu.com/services/financial-wellness/payment-protection.html)\n \n [View All](https://www.atlanticfcu.com/services/financial-wellness)\n \n * [Debit Card Fraud Alert](https://www.atlanticfcu.com/services/account-management/debit-card-fraud-alert.html)\n * [Loan Payments](https://web.baconpay.com/gate/login?institutionId=ba3c85a2-12de-4f19-b58a-999ff5ebe8d7)\n * [Reorder Checks](https://www.ordermychecks.com/login_a.jsp)\n \n [View All](https://www.atlanticfcu.com/services/account-management)\n \n * [Digital 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ATMs](https://www.atlanticfcu.com/services/transaction-convenience/surcharge-free-atms.html)\n * [Switch to Atlantic](/_/kcms-doc/706/48315/SwitchKit.pdf)\n * [Wires](/_/kcms-doc/706/81436/INSTRUCTIONS-FOR-INCOMING-WIRES.pdf)\n \n [View All](https://www.atlanticfcu.com/services/transaction-convenience)\n \n ### [Brew a Custom Banking Experience](/services/digital-services/digital-banking.html) \n \n Access all your accounts in one place, anytime, anywhere.\n \n* About\n \n AboutContact\n \n [Join](https://www.atlanticfcu.com/about/join.html)[Rates](https://www.atlanticfcu.com/about/rates.html)[Fraud](https://www.atlanticfcu.com/about/fraud.html)\n \n * [About Atlantic Federal Credit Union](https://www.atlanticfcu.com/about/about/about-atlantic-federal-credit-union.html)\n * [Financial Tips to Do Better](https://www.atlanticfcu.com/about/about/financial-tips-to-do-better)\n * [Atlantic Foundation](https://www.atlanticfcu.com/about/about/atlantic-foundation.html)\n * [Community](https://www.atlanticfcu.com/about/about/community.html)\n * [Scholarships](https://www.atlanticfcu.com/about/about/scholarships.html)\n * [Careers](https://www.atlanticfcu.com/about/about/careers.html)\n \n [View All](https://www.atlanticfcu.com/about/about)\n \n * [Contact Us](https://www.atlanticfcu.com/about/contact/contact-us.html)\n * [Locations & Hours](https://www.atlanticfcu.com/about/contact/locations-hours.html)\n \n [View All](https://www.atlanticfcu.com/about/contact)\n \n ### [Level Up Your Banking](/about/about/atlantic-fcu-newsroom)\n \n Dive into our industry insights and advice for tips that help you do better. \n \n\n### [Plan for a Better Tomorrow](/investments/investments/personal-financial-services.html)\n\nManage your finances, investments, and financial future with Atlantic Financial Services.\n\nVideo Banking\n\n**Routing Number:** [211287560](/routing-number.html)\n\n**Phone:** [800.834.0432](tel:800-834.0432)\n\n* [Become a Member](/about/join.html)\n* [Apply for a Loan](#)\n* [Contact Us](https://www.atlanticfcu.com/about/contact/contact-us.html)\n* [Locations & Hours](https://www.atlanticfcu.com/about/contact/locations-hours.html)\n* [Rates](https://www.atlanticfcu.com/about/rates.html)\n\n[Search](#searchPopup)\n\n[Login](#oblPopup)\n\nDigital Banking\n---------------\n\nUsername\n\nPassword\n\nUsername\n\nPassword\n\n* [Enroll Now](https://digitalbanking.atlanticfcu.com/Registration)\n* [Forgot Password](https://digitalbanking.atlanticfcu.com/ForgotPassword)\n\n[Make a Payment](https://web.baconpay.com/gate/login?institutionId=ba3c85a2-12de-4f19-b58a-999ff5ebe8d7)\n\n[iOS App](https://apps.apple.com/us/app/arfcu-mobile-banking/id610190007?ls=1)[Android App Get it on Google Play](https://play.google.com/store/apps/details?id=com.atlanticfcu.atlanticfcu)\n\n### [Winter is Coming. Ready to Rip?](https://www.atlanticfcu.com/loans/auto-personal-loans/recreational-loans.html)\n\nExplore Maine on your own snowmobile this winter with payments that fit your budget. Apply today!\n\nWhat can we help you find?\n\nSearch\n\n* [Lost or Stolen Card](/about/contact/contact-us.html#lost-or-stolen-card)\n \n* [Routing Number](/routing-number.html)\n \n* [Rates](/about/rates.html)\n \n* [Locations](/about/contact/locations-hours.html)\n \n\nAtlantic Federal Credit Union\n\nAtlantic Federal Credit Union\n=============================\n\n### Hey friend, it looks like you have javascript disabled.\n\nFor a richer experience, please adjust your browser settings.\n\n* Over $11,000 in Cash Prizes!\n ----------------------------\n \n All proceeds from the Holiday Sweepstakes benefit the Campaign for Ending Hunger. \n \n [Enter to Win!](https://www.atlanticfcu.com/holiday-sweepstakes.html)\n \n* Your rewards era starts now. \n -----------------------------\n \n Cash rewards you’ll love.\\* No monthly maintenance fees. Meet Kasasa® checking. \n \n [Choose my rewards](/personal/personal-checking/compare-accounts.html) \n \n\n[](#scrollDown)\n\nDo more with your money (like earn more money).\n-----------------------------------------------\n\n![Kasasa Cash](https://cdn.firstbranchcms.com/kcms-structure/0c822072-5cb7-4c10-b030-2cff8a8d1957/icon.png)\n\n### Kasasa Cash®\n\nEarn high dividends when \nyou qualify with this free \nchecking account.\\* \n\n[Show me how](/personal/personal-checking/free-kasasa-cash-checking.html)\n\n![Kasasa Cash Back](https://cdn.firstbranchcms.com/kcms-structure/be1dcdc5-e17b-4f0b-81b5-b2d7d427d65f/icon.png)\n\n### Kasasa Cash Back®\n\nGet cash back on debit card \npurchases every month you \nqualify.\\* \n\n[Tell me more](/personal/personal-checking/free-kasasa-cash-back-checking.html)\n\n![Kasasa Saver](https://cdn.firstbranchcms.com/kcms-structure/2db4ce4a-4193-45a7-bb32-2c8ebe713bf7/icon.png)\n\n### Kasasa Saver®\n\nSave automatically and \nearn extra rewards every \nmonth you qualify.\\* \n\n[Find out more](/personal/personal-savings/free-kasasa-saver.html)\n\n### Hey friend, it looks like you have javascript disabled.\n\nFor a richer experience, please adjust your browser settings.\n\n* Auto Loans\n* Home Loans\n* Business Loans\n\n* ### As low as 4.49% APR\\* \n \n Get free pre-approval with Atlantic’s Blank Check program for more negotiating power.\n \n [Get pre-approved](/loans/auto-personal-loans/auto-loans.html)\n \n* ### Low down payments\n \n Start planning your housewarming party. Get a quick decision from one of our local mortgage loan officers.\n \n [Explore options](/loans/home-loans)\n \n* ### We help businesses grow!\n \n Put your business plan into action. Our lending team specializes in small business financing — including SBA loans.\n \n [Find financing](/loans/business-loans)\n \n\nLive your \nbest life.\n----------------------\n\n![Image representing Insurance Plans](https://cdn.firstbranchcms.com/kcms-structure/39d8309a-e384-441e-a287-f0adabaa40db/image.jpeg)\n\n### [Insurance Plans](/insurance/personal-insurance)\n\nFirst home. Family car. Furry friends. Atlantic’s got you covered. \n\n![Image representing Financial Services](https://cdn.firstbranchcms.com/kcms-structure/efb664c3-cecf-49fd-a1a3-ab54ac4d42bb/image.jpeg)\n\n### [Financial Services](/investments/investments/economic-news-you-can-use.html)\n\nReach your goals (ahead of schedule). Talk to a financial advisor today. \n\nPro tips to help you do better.\n-------------------------------\n\n### [Go into the Holiday Season Scam Free with These Tips!](https://www.atlanticfcu.com/about/about/financial-tips-to-do-better/detail.html?cId=107766&title=go-into-the-holiday-season-scam-free-with-these-tips)\n\nLast year, US consumers lost $5.7 billion to fraud. As the holidays approach, it's crucial to be…\n\n### [Don't Wait for the Last Leaf: Prep for Winter Now!](https://www.atlanticfcu.com/about/about/financial-tips-to-do-better/detail.html?cId=107226&title=don-t-wait-for-the-last-leaf-prep-for-winter-now)\n\nFall is here. Now's the time to bust out a little extra elbow grease to prevent big expenses down…\n\n### [Life Insurance 101: Ensuring Financial Security for Your Family](https://www.atlanticfcu.com/about/about/financial-tips-to-do-better/detail.html?cId=106690&title=life-insurance-101-ensuring-financial-security-for-your-family)\n\nYou've got the small stuff covered, from paying bills to daily chores, but are you protecting the…\n\n[View more](/about/about/financial-tips-to-do-better/index.html)\n\nIt's giving \ngenerosity.\n-------------------------\n\n![Volunteering](https://cdn.firstbranchcms.com/kcms-structure/f5d75b49-210e-4a82-9850-b404599a4c34/icon.png)\n\nVolunteering\n------------\n\n### $93,900+\n\nin time spent by Atlantic staff supporting Maine organizations in 2024.\n\n![Ending Hunger](https://cdn.firstbranchcms.com/kcms-structure/d4befb8b-7586-47fb-8be4-c1c01385dcd9/icon.png)\n\nEnding Hunger\n-------------\n\n### $156,000+\n\ndonated and raised for the 2024 Campaign for Ending Hunger in Maine.\n\n![Supporting Organizations](https://cdn.firstbranchcms.com/kcms-structure/49f9bb04-3f40-4d15-a6c8-6ded4f536015/icon.png)\n\nSupporting Organizations\n------------------------\n\n### $230,000+\n\ndonated to over 100 community organizations in 2024.\n\n![Uplifting Students](https://cdn.firstbranchcms.com/kcms-structure/d46922b0-9ede-4c55-80f5-8249afa9703f/icon.png)\n\nUplifting Students\n------------------\n\n### $22,500+\n\nin scholarships awarded to local high school grads. \n\nGot a question? \n----------------\n\nWe've got answers! Whether you're already a member or getting ready to join, reach out to us by phone, online form, in person, or click \"Let's Talk\" for assistance.\n\n[Contact Us](/about/contact/contact-us.html#contactForm) [Visit Us](/about/contact/locations-hours.html)\n\n[![Atlantic FCU Logo](/custom/atlanticfcu3/image/footer-logo-2x.png)](https://www.atlanticfcu.com/index.html)\n\n![Mobile banking QR code](/custom/atlanticfcu3/image/qr-code.png)\n\n[iOS App](https://apps.apple.com/us/app/arfcu-mobile-banking/id610190007?ls=1)[](https://play.google.com/store/apps/details?id=com.atlanticfcu.atlanticfcu)\n\n* [Contact Us](https://www.atlanticfcu.com/about/contact/contact-us.html)\n* [Locations & Hours](https://www.atlanticfcu.com/about/contact/locations-hours.html)\n\n### Follow us\n\n* [Facebook](https://www.facebook.com/Atlanticfcu/)\n* [Instagram](https://www.instagram.com/atlanticfcu/)\n* [LinkedIn](https://www.linkedin.com/company/atlanticfederalcreditunion/)\n\n* [Kasasa® Cycle Dates PDF](/_/kcms-doc/706/48497/KasasaQualificationCycles.pdf \"Kasasa^® Cycle Dates\")\n* [Privacy Opt-Out](https://www.atlanticfcu.com/applications/privacy-opt-out.html)\n* [Financial Calculators](https://www.atlanticfcu.com/financial-calculators.html)\n* [AudioEye Accessibility](/audioeye-accessibility-statement.html)\n* [Share Insurance](https://www.atlanticfcu.com/share-insurance.html)\n* [Rates](https://www.atlanticfcu.com/about/rates.html)\n* [Privacy Policy](/_/kcms-doc/706/35620/Privacy.pdf)\n* [Online Security](https://www.atlanticfcu.com/online-security.html)\n* [Email Sign Up](https://www.atlanticfcu.com/email-sign-up.html)\n* [Disclosures](https://www.atlanticfcu.com/disclosures.html)\n* [Lost or Stolen Card](/about/contact/contact-us.html#lost-or-stolen-card)\n* [Routing Number](https://www.atlanticfcu.com/routing-number.html)\n\nEqual Housing Lender\n\n[Federally Insured by NCUAFederally Insured by](/ncua-federal-insurance.html)\n\n[![ESI ExcessShare](/custom/atlanticfcu3/image/esi-white-horizontal.png)excess share insurance](https://www.atlanticfcu.com/share-insurance.html)\n\n[Powered by First Branch Powered by FIRSTBranch](https://www.thisisfirstbranch.com)\n\n© 2025 Atlantic Federal Credit Union | Portions Copyright © Kasasa, Ltd. All rights reserved.\n\nGet CoBrowsing code\n\n \n\n![](https://px.ads.linkedin.com/collect/?pid=4370545&fmt=gif)\n\n 10/31/25\n\n![](https://px.adentifi.com/Pixels?a_id=26166;p_url=https%3A%2F%2Fwww.atlanticfcu.com%2F;uq=7376609709538.872) \n\nLet's talk!\n\nOpens in new window\n\nPDF Download\n\nWord Download\n\nExcel Download\n\nPowerPoint Download\n\nDocument Download\n\nExplore your accessibility options\n\nclose carousel","summary","notes","requests","dataTransferred","tags",[],"iabCategories",[],"iabProducts",[],"ancestors",[],"descendants",[],"allBrandsForDropdown",[],"creatives",[60],{"_16":61,"_62":63,"_64":65,"_66":33,"_67":68,"_69":70,"_71":72,"_73":74,"_75":76,"_77":78,"_79":80,"_42":81,"_82":83,"_84":85,"_86":-5,"_87":-5,"_88":89,"_107":108,"_146":89},"cmhe8pjjh5bzyik0jdoz98pue","cid","0886ad8f-7053-4b9d-92a2-5de050ab8372","crid","2_206_523623","adomain","seat","BSW","bid",10,"raw_json","{\"crid\":\"2_206_523623\",\"adomain\":[\"atlanticfcu.com\"],\"adm\":\"

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Atlantic Federal Credit Union

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